Car Insurance - getting the best price

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It's that time of year again, heralded by an eMail from Confused.com telling me that my Car Insurance is nearly due for renewal.

Helpfully, they've sent me a set of quotes based on my details from last year. My current provider's renewal letter arrives a few days later, and it looks like there's money to be saved.

So, I hop on to Confused.com, verify all the details and get a fresh quote. I tinker with some of the optional things to see what difference it makes to the premium.

I notice that Admiral is coming in second in price, and when I find out that I can get £51 cashback from Quidco, I'm over there and plugging in my details... only to find that their quote via Quidco is over £100 more. Bad form Admiral, I never liked you. :(

So, back to my current provider, and a quick phone call gets me a matching price, more or less - a saving of £53 or 14%.

Did I do the right thing forgetting about tackling Admiral on their duplicitous pricing?

I'm done now for this year, but what other things should I bear in mind for the future?

Is there anything I can do to preserve my 11 years No Claims record when my present insurer doesn't track it above 9 years, and is there any advantage to doing so?

Comments

  • rudekid48
    rudekid48 Posts: 2,382 Forumite
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    Cornucopia wrote: »
    It's that time of year again, heralded by an eMail from Confused.com telling me that my Car Insurance is nearly due for renewal.

    Helpfully, they've sent me a set of quotes based on my details from last year. My current provider's renewal letter arrives a few days later, and it looks like there's money to be saved.

    So, I hop on to Confused.com, verify all the details and get a fresh quote. I tinker with some of the optional things to see what difference it makes to the premium.

    I notice that Admiral is coming in second in price, and when I find out that I can get £51 cashback from Quidco, I'm over there and plugging in my details... only to find that their quote via Quidco is over £100 more. Bad form Admiral, I never liked you. :(

    Yet you were on Confused.com which is owned by.......
    All matter is merely energy condensed to a slow vibration, we are all one consciousness experiencing itself subjectively, there is no such thing as death, life is only a dream, and we are the imagination of ourselves.
  • forgotmyname
    forgotmyname Posts: 32,552 Forumite
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    Blame quidco for wanting to get paid when they find you this cashback deal?
    Censorship Reigns Supreme in Troll City...

  • Cornucopia
    Cornucopia Posts: 16,156 Forumite
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    rudekid48 wrote: »
    Yet you were on Confused.com which is owned by.......

    Yes, it's coming back to me now... Admiral.

    Just as well I didn't buy through Confused or Quidco.
  • Cornucopia
    Cornucopia Posts: 16,156 Forumite
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    Blame quidco for wanting to get paid when they find you this cashback deal?

    I thought that the unwritten rule of cashback was that it doesn't cost the consumer anything (at least not in the short term)?

    If you're paying for your own cashback, that's a bit pointless. And paying for your cashback and then another £50 on top...
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