2008 - Live on £4000 for a full year.

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Comments

  • marc.faulkner
    marc.faulkner Posts: 639 Forumite
    D'oh slow typing LOL!
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    does anyone know if there is a template spreadsheet on here of how to do a full year of budgeting???
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    First Post First Anniversary Combo Breaker
    I'm the same as Marc. I know for a fact I couldn't do it. :rotfl:

    But good luck to all those who take part. Believe in yourselves and I'm sure you will achieve it. :beer:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    First Post First Anniversary Combo Breaker
    mumzyof2 wrote: »
    does anyone know if there is a template spreadsheet on here of how to do a full year of budgeting???

    Try this. :)

    http://www.moneysavingexpert.com/banking/Budget-planning
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    downloading it now
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Frugaldom
    Frugaldom Posts: 6,939 Forumite
    Name Dropper First Post Photogenic First Anniversary
    Marc, that is exactly what I mean. It's a numbers game and we each have our own lifestyle that should fit in with what we can afford and what we want to save for in the long run. 4k was based off the 10k income, if you earn 12k then you could, realistically, aim to live on 5k a year. I'm a bit mad (as many will confirm!! LOL) and choose to budget to within a millimetre of my life because I want to buy a house without a mortgage. Simple as that. Having lived on less in the past, I have already proven to myself that it can be done and has no detrimental effect on my health or lifestyle. OK, so I'm not a designer clad socialite but... living on 4k wouldn't stop me if I decided to 'play the game' that I know many do ;)
    I reserve the right not to spend.
    The less I spend, the more I can afford.

    Frugal living challenge - living on £4000 in 2024
  • notanothergreyhair
    notanothergreyhair Posts: 2,010 Forumite
    Count me in...
    :p I'm the only gay in this forum :p
    *Everybody wants prosthetic foreheads on their real heads*
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    i shall do that tomo...might benifit from it more if i see it written down on apper i will see tho
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    in our sigs do we put what we have lived on each month/week? id like to do that so i can see it you see
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • mini_huny_money
    mini_huny_money Posts: 2,433 Forumite
    I cant even do the supermarket challenge or follow flylady for a full week........but Id love to try.......
    cheerio hen
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