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  • FIRST POST
    • dolly84
    • By dolly84 29th Aug 19, 5:44 PM
    • 4,844Posts
    • 44,712Thanks
    dolly84
    NST September - A Simple September
    • #1
    • 29th Aug 19, 5:44 PM
    NST September - A Simple September 29th Aug 19 at 5:44 PM
    NST: September 2019
    A Simple September




    I always find September a bit like the New Year. The kids are going back to school, routines are getting back to normal, the house needs a really good clean after the holidays and I need to get back on top of everything again. With indulgent times looming later in the year for those of us who celebrate it, September seemed a good month to really scale things back a bit.


    So with that in mind the theme for September is simplicity. Enjoy simple pleasures, cut down on things coming in to your space, get rid of things (in the best way possible) that are cluttering your home, only buy what you really need (this is aimed at me in particular), think about every unnecessary penny you spend moving you further away from your long term goals. Shop local, shop sustainably.






    The rules:
    • The challenge runs for the month of September.
    • Pay to your debt/mortgage/savings first and live off the remainder.
    • Plan your spends in advance - budget carefully.
    • Take your lunch to work everyday, keep away from vending machines/canteens.
    • Aim for 15 NSDs (keep one if you only buy reduced goods, or medication, or fuel).

    Anyone care to join me?
    Debt Free and now a saver, conscious consumer, low waste lifestyler.
Page 1
    • dolly84
    • By dolly84 29th Aug 19, 5:46 PM
    • 4,844 Posts
    • 44,712 Thanks
    dolly84
    • #2
    • 29th Aug 19, 5:46 PM
    • #2
    • 29th Aug 19, 5:46 PM
    Reserved for contenders.


    1. dolly84
    2. Toni'sFriend
    3. Karmacat
    4. apple muncher
    5. f0xh0les
    6. second chance
    7. Xspender
    8. greent
    9. shabbychic12
    10. sashanut
    11. Deni debt free dreamer
    12. PhoeniX
    13. lcc86
    14. Calling14
    15. SSDD23
    16. mothernerd
    17. crazy_cat_lady
    18. Doing it my way
    19. ponypal
    20. misstara
    21. DawnW
    22. Sally Pascall
    23. Justforme
    Last edited by dolly84; 05-09-2019 at 7:11 AM.
    Debt Free and now a saver, conscious consumer, low waste lifestyler.
    • Toni'sfriend
    • By Toni'sfriend 29th Aug 19, 5:50 PM
    • 2,291 Posts
    • 22,756 Thanks
    Toni'sfriend
    • #3
    • 29th Aug 19, 5:50 PM
    • #3
    • 29th Aug 19, 5:50 PM
    Me please, Dolly.
    • Karmacat
    • By Karmacat 29th Aug 19, 6:45 PM
    • 32,533 Posts
    • 192,348 Thanks
    Karmacat
    • #4
    • 29th Aug 19, 6:45 PM
    • #4
    • 29th Aug 19, 6:45 PM
    That's very nice, I like that yes please, Dolly.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
    • apple muncher
    • By apple muncher 29th Aug 19, 6:49 PM
    • 9,483 Posts
    • 72,858 Thanks
    apple muncher
    • #5
    • 29th Aug 19, 6:49 PM
    • #5
    • 29th Aug 19, 6:49 PM
    Love it! Add me in please. I've seen adverts for 'second-hand september' and 'sweat-ember' too, but really like the simplicity idea. Thanks!
    NST YESvember #1; NSD 6/15; Ex 2/21; remove bagfuls 1(46)

    Mortgage £15,451 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate???
    • f0xh0les
    • By f0xh0les 29th Aug 19, 8:41 PM
    • 2,624 Posts
    • 24,325 Thanks
    f0xh0les
    • #6
    • 29th Aug 19, 8:41 PM
    • #6
    • 29th Aug 19, 8:41 PM
    Me too please, dolly.
    MFW#65 5/16 £118,3 10/17£109,4 12/17 £108,85/18£106,9 6/18£105,9, 8/18£103,9 9/18£102,9 10/18£101,9 11/18£101,3 12/18£100,7 1/19 £99,999 1/3 £98,91/4 £98,5 1/5 £97,9 1/6 £97,5 1/8 £96,5 1/9 £95,9.1/10 £95,51/11£94,999.99L&C Referal code- https://referme.to/GNNHtJo
    • second chance
    • By second chance 29th Aug 19, 8:48 PM
    • 270 Posts
    • 191 Thanks
    second chance
    • #7
    • 29th Aug 19, 8:48 PM
    • #7
    • 29th Aug 19, 8:48 PM
    Me please!
    Stepchange dmp £8018
    Debt free date Aug 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
    • XSpender
    • By XSpender 29th Aug 19, 9:13 PM
    • 3,431 Posts
    • 35,084 Thanks
    XSpender
    • #8
    • 29th Aug 19, 9:13 PM
    • #8
    • 29th Aug 19, 9:13 PM
    Me please dolly.
    • greent
    • By greent 29th Aug 19, 9:44 PM
    • 8,235 Posts
    • 83,695 Thanks
    greent
    • #9
    • 29th Aug 19, 9:44 PM
    • #9
    • 29th Aug 19, 9:44 PM
    me please, dolly
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786 12/18 £54829 2019 OPs (#18) £4675/£5K
    Net sales 2019 £619.96/£500
    • shabbychic12
    • By shabbychic12 29th Aug 19, 10:52 PM
    • 156 Posts
    • 1,455 Thanks
    shabbychic12
    Please count me in x
    2019 early retirement wannabe
    Save £12K in 2019 no 94
    All this saving l'm turning into my Dad
    • sashanut
    • By sashanut 29th Aug 19, 11:25 PM
    • 3,245 Posts
    • 30,870 Thanks
    sashanut
    Count me in please Dolly
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • Deni debt-free dreamer
    • By Deni debt-free dreamer 30th Aug 19, 12:06 AM
    • 302 Posts
    • 3,039 Thanks
    Deni debt-free dreamer
    Hi dolly
    I'd like to join please and I think it's a great theme, thank you
    Deni x
    Sealed pot challenge member #118

    Pay ALL your debt off by Xmas 2019 #96
    Total CCs 2,370.05/4,500

    £2 savers club 33
    • PheoniX
    • By PheoniX 30th Aug 19, 7:42 AM
    • 246 Posts
    • 2,585 Thanks
    PheoniX
    I'd like to join in as well please Dolly, I'm on a strict budget this month and will be scaling all spending back to only what is absolutely neccessary
    Ninja Saving Turtle
    SFD 1 Food 0 Fuel 0 Fun 0 Misc 0

    • lcc86
    • By lcc86 30th Aug 19, 10:49 AM
    • 1,152 Posts
    • 4,845 Thanks
    lcc86
    Can I join please?! I've been AWOL from here for almost the entire year and want to start saving more money so need to do a bit of a 'spending fast' and be held accountable for my actions lol.
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original diary
    Trying to enjoy moments not things!
    • Calling14
    • By Calling14 30th Aug 19, 10:54 AM
    • 2,966 Posts
    • 21,378 Thanks
    Calling14
    Count me in. Have 2 overnight trips planned otherwise will be a frugal month. Thanks dolly for the challenge.
    LBM 13039 1.1.13 Now Jan 2019 £3407/£5457

    PAYDBX 2019 #16 £3407/5457 £2050 left
    EFund #9 £60/£1,000
    1 x 100 days challenge no 33 £1450/£2000
    Mortgage free Oct 2019


    • SSDD23
    • By SSDD23 30th Aug 19, 10:56 AM
    • 1,620 Posts
    • 5,162 Thanks
    SSDD23
    Me please, going to make much more of an effort this month x
    Debt Target #09 - £0/£527 (0%)
    Debts busted: 8/10
    NSD Target: 5/15
    Annual Car Costs Fund: £218
    • mothernerd
    • By mothernerd 30th Aug 19, 9:37 PM
    • 3,121 Posts
    • 33,972 Thanks
    mothernerd
    Please count me in dolly.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Nov No 13 No Debt No mortgage
    • crazy_cat_lady
    • By crazy_cat_lady 31st Aug 19, 4:09 PM
    • 5,154 Posts
    • 45,987 Thanks
    crazy_cat_lady
    Me please dolly - September always has to be a fresh start for me after the summer holidays.
    NST November #5 NSD = 6
    I am honestly trying my best
    • Doing it my way
    • By Doing it my way 31st Aug 19, 6:37 PM
    • 178 Posts
    • 810 Thanks
    Doing it my way
    I would love to have a go please? Thank you
    Weight loss 22lb/27lb 5lb to go - Oct. shopping budget £279/£172.78 left
    Total debt : Was £21,562.26Now: £19,006.01 Mortgage £168000.00/ Now: £149,191.03 Keep digging
    • dolly84
    • By dolly84 31st Aug 19, 6:56 PM
    • 4,844 Posts
    • 44,712 Thanks
    dolly84
    I've given everyone a number up to here I think. Welcome to newbies and hello again to old friends.
    Debt Free and now a saver, conscious consumer, low waste lifestyler.
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