Change is gonna come....

Hello all - thanks for your support. I have now re-jigged my budget, written my offer letters to creditors and explained I am going self-managed. These are all in the post and I'm feeling positive again now. I felt really bad last week when I realised I needed money (for my tyres) but didn't have any - that kind of sinking feeling I used to get when I would just apply for another credit card or consolidate... anyway, no looking back, just loving the sunshine and looking forward to starting again, again. Right, back to work - working until 5 today, then shopping, then it's wine time. Nothing planned for the weekend, so no money spending, but must tidy up my garden - my bunnies need somewhere nice to lounge about in.

I decided to crank up the old laptop and for once, it doesn't seem to be too slow. I've heard back from one of my nine creditors and they have accepted my reduced payment offer for the next six months. Here's hoping the others do too. I have now set myself a new budget - more realistic which gives me some wriggle room for those things that always come up when you really don't need them to. I've also decided to give myself a bit of a break - I started off trying to control my debts but found myself then wanting to change my whole life. I'm in this for the long haul and so need to change my mind set first and then I am sure that quite naturally the rest will follow. I get paid on Friday and feeling excited about moving things about so that I am basically only left with the shopping money. I have decided to look into batch cooking and have been finding some recipes today. I will meal plan and write my shopping list during the week. Feeling positive about this.

Hey Jwil - glad to hear you're in support of my liking of Keanu, however I don't like to limit myself to just one gorgeous guy and have found myself feeling rather favourable towards Channing Tatum and Chris Pratt just lately... saw the new Jurassic Park film the other day and wowsers... yes please.. Mr Pratt that is, not the dinosaurs .


So yesterday I was in the kitchen looking in the food cupboard when I pulled out a packet of something and noticed it was out of date... this then led to me dragging out all the contents of the cupboard, cleaning it out and nicely rearranging my bits as they were going back in. It's a shame I had to shut the cupboard door on it really as I felt like I had achieved something in the hour or so I was doing it. Was really pumped up after that and went to the living room with a view to hoovering it through but found the remote control in my hand instead, so had to take 5?? Anyway, a cup of tea and four bourbon biscuits later ... I didn't feel like hoovering anymore. Trouble is, now I'm at work I'm thinking of all the things I could be doing at home, like said hoovering, but when I'm at home I struggle to find the motivation to do anything.


No more creditor news, still waiting on Barclays and Marbles.


Have a good day all.