Mrs S, family life and debt

I'm already in bed and just checking in before I have an early-ish night. I've had a few birthday spends for ds today, but all expected and budgeted for. I just need to update ynab with them now. No job news today. Not expecting to hear from job 1 until tomorrow, job 2 I have no idea so it's just a waiting game.

I'm going to be so on edge tomorrow waiting for job 1 to call. I know it won't be until afternoon as they've got an interview to do in the morning. I really need to keep reminding myself that I have so little experience in this field that the chances of me getting it are small so that I won't be too disappointed. Hopefully, 24 hours from now, I'll know!

I had a quick look at surveys this morning, and still have money/swagbucks, etc leftover from when I last did them. I have £1 in my prolific account, 104 swagbucks and a whole 25p in my onepoll account. I think I'll just stick with these 3 as they seemed the best to pay out before, and I don't want to do too many and get confused/fed up!

I've received an email from Tesco home panels today (I've been a member for ages) telling me that I've reached 50 points on my account so they're sending me a £10 voucher which can be spent in lots of stores (though not Tesco!). I've got 4 more children's birthdays to buy for this year (not inlcuding my little one) so that £10 will be spent in Argos, Toys r us or Mothercare on toys!

Well I have news. More news than I was expecting today.

News number 1: Job 1. The one I really wanted. It's mine!!!!!!!!!!! :j :j :j I got the job. I am soooooo chuffed, over the moon, on cloud 9, etc, etc.!! Job number 2 I still haven't heard, but woohoo!!!!!!!!

News number 2: I thought I was coming into a little money soon. It wasn't guaranteed, but thought it may be happening. It's been confirmed today that it is happening. £20,000. I can't believe it. Until it's in the bank I still won't believe it. It could be a few months before we get it, but wow!!!!!

Tonight, we had a Chinese takeaway and I'm now drinking a glass of prosecco. Celebration time tonight!!!

We've already started to discuss what we're going to do with it. Obviously the sensible thing is to clear all our debts. But, we've discussed doing things a little differently. Our loan is almost £10k, but by the time the money is through will probably be a lot closer to £9k. We're going to pay that off. That will free up £260 each month. With the £11k left over, £5k is going straight to a savings account that we can't touch. Long term, emergency fund savings. We'll have £6k left over. There are a couple of things that really need to be done to this house. Dh estimates that will cost £4k. The £2k left over will go to the cc. Also, with our loan, if we pay it off early, we receive a refund from part of the interest (or something like that!). That will also go to the cc. The cc is on 40 months interest free, so we will clear it in that time, aiming for a lot sooner!!

I just can't believe that this has all happened today. I have the job I really want, and we're getting a huge payout. As days go, today has been pretty good!! :rotfl: