2019 1% challenge

17810121332

Comments

  • Talked myself out of buying something I have been eyeing up for weeks.

    £28 sent to debt

    #18 @167.98/4K
    4.2%


    1/2 way to where I need to be by the end of the month...
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • squeeeek
    squeeeek Posts: 290 Forumite
    Name Dropper First Anniversary Combo Breaker
    Hi, could I join again please? My 2019 1% is £66
    Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.24
  • spudsmum
    spudsmum Posts: 584 Forumite
    First Anniversary First Post Name Dropper Combo Breaker
    #19 now at 2%

    £88/£4000
    Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
  • System
    System Posts: 178,093 Community Admin
    Photogenic Name Dropper First Post
    I’m at 2% 440 whoooop :j moneybutterfly35
  • fatpat
    fatpat Posts: 44 Forumite
    #9 here and checking in with my first 1%!

    #9 1% £50/£5000!
    The 365 day penny challenge #24: £21.52/£667.95
    Make £2019 in 2019: £29.99/£2019
    2019 1% Challenge #9: 1% - Pay all your debt off by Xmas 2019 # 60: £50
  • Number 35 checking in...now up to 4%

    Thank you :)
    Debts: CC1: [STRIKE]£1675.83[/STRIKE] £2269.40 CC2: [STRIKE]£3209.11[/STRIKE] £707.56 CC3:[STRIKE]£704.04[/STRIKE] £235.69 OWE PARTNER: £0
    2020 1% Challenge:
  • A whole 0.1% paid :p

    £6 refund from a hat I bought my partner and wasn't quite right. Paid off of the debt :)

    173.98/4K
    2019 1% challenge #18= 4.3%
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • squeeeek wrote: »
    Hi, could I join again please? My 2019 1% is £66

    Hi squeeeek,
    Welcome to the 2019 1% challenge. I've assigned you number 36. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • a_silver_lining
    a_silver_lining Posts: 535 Forumite
    First Post First Anniversary Combo Breaker Debt-free and Proud!
    edited 25 January 2019 at 1:55PM
    Last month I had £182.50 left in my bank account before payday. I have £417.57 left in my account this month. Leaving £200 in there and moving the rest to pay off the debt. Going to keep doing this each month, keeping a little extra in my account so perhaps 220 next month, and then sending the rest to the debt.

    217.57 payment made.

    391.55/4K
    2019 1% challenge #18= 9.7%


    My goal was 8.33% this month as that is how much is needed to psy off by xmas 19. Glad to beat it this month as it will buffer more expensive months!!

    Edit:

    Realised I had decided to pay an additional £45.75pm to the debt due to cancelling a direct debt. So may as well do it now :)

    437.30/4K
    2019 1% challenge #18= 10.9%
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • spudsmum
    spudsmum Posts: 584 Forumite
    First Anniversary First Post Name Dropper Combo Breaker
    edited 26 January 2019 at 12:52AM
    spudsmum wrote: »
    #19 now at 2%

    £88/£4000

    #19 now at 5%

    £216/4000
    Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
Meet your Ambassadors

Categories

  • All Categories
  • 343.1K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 607.9K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards