3-6 Month Emergency Fund Challenge!!

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Comments

  • crimson.addict
    crimson.addict Posts: 1,198 Forumite
    First Post First Anniversary Combo Breaker
    DreamerHelen wrote: »
    Well I had a rather successful Weekend work-wise...Not quite as successful as I wanted....but certainly better than other times....so I'm happy....AND keeping up with Debt Repayments which is a new thing for me - For years I would put things off, not pay them, organise to pay double and then not be able to pay it....but now I'm paying what I need to pay each Week...and I'm really proud of myself for that....

    Hey Helen, I don't have an update but i just wanted to let you know how proud i am of you. I know i'm a nobody, just a nosey internet person but as a long time reader of your diary i just thought you should know that this internet nobody thinks you're doing amazingly!!
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far
    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt     - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • DuranGirl
    DuranGirl Posts: 287 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
    crimson.addict wrote: »
    Hey Helen, I don't have an update but i just wanted to let you know how proud i am of you. I know i'm a nobody, just a nosey internet person but as a long time reader of your diary i just thought you should know that this internet nobody thinks you're doing amazingly!!


    Well said, Crimson-Addict! Helen has been brilliant in welcoming us all to the thread, motivating us and cheering us along, as well as working hard on her own life and finances. She's fab! :T:T:T:T
    3-6 month EF Challenge Member #19: £3590/£6000.[/B] Craft destash from 22.5.22: 46/200. Declutter from 22.5.22: 105/250 Car finance PAID OFF £7,848.88 IN 2019 (0% LOB)
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    First Post First Anniversary Combo Breaker I've been Money Tipped!
    Morning Crimson.Addict and DuranGirl....thank you so much for your lovely words.....I DO feel proud of myself and that's new to me.....But I really appreciate all your lovely words of encouragement....thank you xXx


    Keep it going everyone....You can ALL do this.....WE can all do this!! xXx :)
  • -Selene
    -Selene Posts: 158 Forumite
    1p interest has been added to my EF :rotfl: Hurry up end of the month when I'll have money to make the first of my regular deposits :p I feel a bit bad that I'm not potting into the EF on an almost-daily basis like I am with my VSP and sealed pot, but I don't want to end up paying into the wrong account by accident :o

    Does anyone else have multiple savings pots with other pots prioritised over your EF and how do you do it? :o

    It's great that you're keeping up on your debt repayments, Helen, well done! You should be proud of yourself :j
    SPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
    VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]
  • skye_blue
    skye_blue Posts: 301 Forumite
    First Anniversary Name Dropper First Post
    edited 18 February 2016 at 8:58PM
    Hi guys

    £5 to my EF pot (£115 now) it seems to have been hard this month but onwards and upwards

    I second all the lovely wishes to Helen, I know she encourages the saving be it £1 or £100

    Thank you

    Is anyone else hoping the weather picks up soon ive loads of stuff ready to start the car booting but they don't start till easter near me, c'mon i want to start making some extra pennies!
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    First Post First Anniversary Combo Breaker I've been Money Tipped!
    Morning Everyone.... :)


    Feeling a bit tired this morning....but still proud and pleased with myself....I'm determined to keep this feeling....it feels good to be proud of myself.... :D


    -Selene - I've Updated the First Page, every single penny counts!! I have multiple savings pots but it's a bit higgly piggly of how I put the money in them.....but I'm trying to put some more order into my Life....so I'm trying to put things in Weekly.... :)


    skye blue - I've Updated the First Page....Keep it going....I try to be encouraging and I hope that I am.....It doesn't matter whether it's a pound or a penny.....We'll ALL get there in the end :)
  • -Selene
    -Selene Posts: 158 Forumite
    skye_blue wrote: »
    Is anyone else hoping the weather picks up soon ive loads of stuff ready to start the car booting but they don't start till easter near me, c'mon i want to start making some extra pennies!

    Are you able to sell any of it through FB instead on your local buy and sell group, skye blue? I know it's not for everyone but it might be worth looking into if you haven't done it before? :)

    Helen, I like to skim my bank account - I round down the balance and pay the difference into savings. Do this almost every day and it's helping me save more :D
    SPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
    VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]
  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
    First Anniversary
    Hi Helen

    I have added £185 to my ISA please could you update. I will update my signature now.

    Thanks
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Well according to the list in Post 1, I'm the last one in, and I've been made to feel so special by Helen and her kind encouragements.

    She's an inspiration!

    Three cheers:

    Hip hip :T
    Hip hip :T
    Hip hip :T

    :dance::dance::dance::dance::dance::dance::dance:
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    £11.36 in various fleabay profits + £45 regular saving + £7.50 saving challenge (week 15) = £63.86 added

    Total now

    £1,613.88/4,600 (35%)
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
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