Does an inaccurate house build date invalidate insurance?

goldlemontree · 10 July 2018 at 9:20PM

I am trying to buy home insurance and can't find the house build date information anywhere - will putting a wrong date invalidate house insurance? I don't know how they would know find out this information though if I haven't been able to find it in any title register, deeds, surveys, seller questionnaires etc. Just wondered if anyone knew if putting a circa date was acceptable? Thanks

Zorillo · 10 July 2018 at 11:07PM

A circa date should be acceptable. Err on the side of caution and go with the earliest it could possibly be.

csgohan4 · 11 July 2018 at 7:51AM

Would it be on the land registry ?

worried_jim · 11 July 2018 at 7:57AM

goldlemontree wrote: »

I am trying to buy home insurance and can't find the house build date information anywhere - will putting a wrong date invalidate house insurance? I don't know how they would know find out this information though if I haven't been able to find it in any title register, deeds, surveys, seller questionnaires etc. Just wondered if anyone knew if putting a circa date was acceptable? Thanks

https://hmlandregistry.blog.gov.uk/2018/01/26/how-old-is-my-house/

Nasqueron · 11 July 2018 at 10:06AM

Speak to the insurer rather than guessing online, make sure it's all properly recorded that you have researched as best you can and the information simply isn't there

System · 11 July 2018 at 12:38PM

csgohan4 wrote: »

Would it be on the land registry ?

Mine was registered in 2016 and the entry makes no reference to the build date. The earliest date recorded in the Deeds is 1875, but that only means that's the oldest bit of paper that someone thought to keep in the bundle. The insurers just wanted "pre 1914".

Does an inaccurate house build date invalidate insurance?

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