Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 90,271 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    So wishing I could pull of another wee repayment but it is not meant to be.
    Will be however looking forward to receiving my mortgage statement for 2014 sometime in 2015.
    I wish I could track my payments on line but don't seem to be able to.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • FlacosFloozie
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    Hi Beanie,
    You won't remember me but you gave me some very good advice in my early DFW days. I'm really impressed with you managing extra payments in the run up to christmas.
    Re presents, I do think a gift given with love and thought is always appreciated more. You've worked hard to make sure DS has a roof over his head and food on the table at Christmas. Don't get caught up in all the comercialisation xx
    MFW 2024 £0/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £99,801.75 FP May 36 Emergency Fund £17,500 100% Added to ISA 24 £0 Save 12k in 24 #31 £0/20,000 Debt Free 31.07.14
  • beanielou
    beanielou Posts: 90,271 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    I have done it :j :j :j
    Squeezed in another wee repayment ~~ the last for 2014.
    Here's to 2015 for us all :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ellidee
    Ellidee Posts: 6,216 Forumite
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    You are a legend beanie - well done :D xx
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • in_need_of_direction
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    Slow & steady seems to be working for you. Well done.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    Thats great, beanie! You've obviously got a real handle on your incomings and outgoings, and you're careful not to leave yourself in the lurch by overpaying either. Congratulations :)
    2023: the year I get to buy a car
  • elantan
    elantan Posts: 21,018 Forumite
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    Beanie are you joining the 2015 thread?
  • Upsidedown_Bear
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    beanielou wrote: »
    I have done it :j :j :j
    Squeezed in another wee repayment ~~ the last for 2014.
    Here's to 2015 for us all :grin:
    Well done 158415b9sko6mh71.gif
  • beanielou
    beanielou Posts: 90,271 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    elantan wrote: »
    Beanie are you joining the 2015 thread?

    Which one El?
    Like being cosy here with my teeny weeny repayments:o

    Feel bad today because i am going out for a late lunch:o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Upsidedown_Bear
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    beanielou wrote: »
    Which one El?
    Like being cosy here with my teeny weeny repayments:o

    Feel bad today because i am going out for a late lunch:o
    Why do you feel bad? :kisses3:
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