The Final Countdown
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Great saleI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Stuck at home but warm and safe so I am one of the fortunate ones. Just made a very satisfying large payment in the £30ks now. About to do a day of EBay listing as I am planning on using EBay income to live on in March so that I can make another big payment in April, things will slow down for a while then but hopefully I can stay on track for my audacious year end goal.0
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Brilliant progress - totally smashing it!
Happy ebaying!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
:j:j:jToots!!!!!:wave::wave::wave:
Great progressA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0"Do what others won't early in life so you can do what others can't later in life"0 -
I have managed 3 no spending days (unique achievement) as I am stuck at home and there is no point doing any ordering as the parcels can't be delivered. I have 9 EBay items completing on Sunday so the promised thaw is much hoped for.
Thanks GreenT and GG, six months rent in a lump sum really upped the ante, I will get 3 months on 1 April and then it gets quieter again. But it is really great, I have been paying off for so long, and at one point I was £310k in mortgage debt on one salary. This feels very this feels doable. For anyone with an apparently insurmountable mortgage debt I cannot emphasise enough that those small, often tiny payments in the early days make a huge difference later on.0 -
And if you can hang onto the first property and rent it out that can be a game changer, it certainly was for me.0
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All sounding goodI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
What an immense OP, well done Toots!Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
It sounds like you have your head firmly screwed on your shoulders, so well done. And I am sure you can make it within your target. (If you slip by a month of two, that's ok too, with rentals, there can be unexpected expenses, so set your ideals with some leeway...)0
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I haven't spent any money on food for 6 days as I have largely been snowed in, shamingly the freezers still look, and are, full to the gunnells. I have plenty of milk so need to practice shop avoidance for as long as possible, my food budget is £8 per day, if I can only spend on milk until all other food runs out that would be an extra £200 to the mortgage. The challenge is on, my food budget for March is £48.00, I will record any spends on here. Fantastic news of my day is that the crane that has been o/s my house for weeks has been packed up and moved away this morning - I am hoping this means the sewer works must be coming to an end after 9 months of disruption, closed roads etc.0
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