2018 Mortgage-Free Wannabes

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Comments

  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    skye_blue wrote: »
    hi

    Please can i join this challenge (any number ok), i tried a couple of years ago but couldn't keep it up but hopefully i stand a better chance now

    My 10% allowed over payment would be £7,150 so i'll put that as my target - don't think its going to happen but good target to try and get as near to as possible

    thanks

    Welcome! You're #158. :)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    My_family_and_Me wrote: »
    Hi I'm new here but would it be possible to join?

    I need to aim big so would like to make overpayments of £13,000 in the next year.

    Many thanks
    My Family and Me

    Welcome! You're #159. :)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    jenni_fer wrote: »
    Long time lurker, new job has meant we've had a late surge this year and overpaid most of our allowance so want to try and keep the momentum going next year even though we won't have the same lump sums that helped this year.

    Going to aim to use the full £15k overpayment allowance, mostly through maturing regular savers but also by trying to reign in spending and put an amount aside/through each month. Childcare is our biggest outgoing (1.5 times the mortgage!!!) so as that reduces in September I'm hoping to put us in the position to be able to move house.

    Good luck everyone!

    Welcome! You're #160. :)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    f0xh0les wrote: »
    Can I join for 2018 please.

    Any number will do, I am not fussy

    Our mortgage will start the year at £108,400 and I would like to get it down to 100k by the end of 2018 so can I sign up for paying off £8,400 capital + £2,100 interest so £10,500 total

    DH takes care of the payments and I take care of the over- payments so I need to find £345 a month to reduce the daily interest - currently £5.78. Should be a challenge.

    Welcome! You're #161. :)

    (I like the division of labour on regular payments vs OPs. :))
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    wishingthemortgaheaway wrote: »
    Hi HiddenShadow,

    Please could I join the challenge?

    I'd like to pledge £2500 overpayment across the year. Bit of a stretch compared to this year's achievements, but this is a challenge after all.

    Many thanks.
    Wish.

    Welcome! You're #162.
  • girl_afraid
    girl_afraid Posts: 82 Forumite
    First Post First Anniversary Combo Breaker
    Hello can I join again with number 82, my target is £1800 this should see me paying off my mortgage in full by September! 11.5 years earlier than expected :)
    MFW 2014 #82 £2000 / £2000 MFW 2015 #82 £1200 / £1000
    MFW 2016 #82 £1200 / £1000 MFW 2017 #82 £2350 / £2000
  • Blibble
    Blibble Posts: 503 Forumite
    Name Dropper First Post Combo Breaker First Anniversary
    'Ey 'up,

    Need to get actually serious in 2018, so feel this would be a good starting point.

    Me and my partner are saving up for a wedding concurrently - we're aiming for £1000 a month on this front - but need to stick something towards the mortgage also. We were going to this past year, but being a new build property other things took rather a more prominent seat!

    All in all, if we could pop £3000 towards the mortgage we'd be happy. So there's the target - £3000! Going to need some miracles me'thinks, but nothing like an ambitious target!
  • bit_by_bit
    bit_by_bit Posts: 1,155 Forumite
    First Anniversary First Post Name Dropper
    Hi there. I would also like to give my mortgage a bashing. Aiming to knock £3000 off in 2018.
    Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.
  • medusasmummy
    medusasmummy Posts: 158 Forumite
    First Anniversary Combo Breaker Debt-free and Proud!
    Hi all,
    Can I please join in again? I was No.108 in 2017. I didnt reach my 2017 target so going to reduce it slightly this year. But i have blasted through the £60,000 barrier which is amazing.

    No. 108 reporting a target of £4500 please

    BIG Thank you to hiddenshadow for all you do!

    See you all in the new year :D
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Blibble wrote: »
    'Ey 'up,

    Need to get actually serious in 2018, so feel this would be a good starting point.

    Me and my partner are saving up for a wedding concurrently - we're aiming for £1000 a month on this front - but need to stick something towards the mortgage also. We were going to this past year, but being a new build property other things took rather a more prominent seat!

    All in all, if we could pop £3000 towards the mortgage we'd be happy. So there's the target - £3000! Going to need some miracles me'thinks, but nothing like an ambitious target!

    Welcome! You're #163. :)
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