Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    mummytogirls wrote: »
    So glad you enjoyed your night HHOD, such a blooming bargain too :D xx

    It was cheaper than I expected :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 8,729 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
    Lots of bargains for you today.

    Glad you enjoyed your saunter. I too tend to buy all my books from charity shops if possible, although I have joined the library now too.

    Have a lovely weekend.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Thanks DIA.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    edited 14 October 2018 at 9:59PM
    DH was working this morning. I hung up DS3's clean curtains and nets, and finished cleaning his coving. I only have to clean the shelves by his bed (and dust the things on them) and clean the floor and his room is finished. I want it to look nice when he comes home for Christmas :). I also did some laundry, etc.

    My stepdad messaged to say he wouldn't go for a walk as he felt tired but would just come in the evening. DH felt like relaxing after working and DS1 was feeling lazy, so I went for a walk in the park on my own to get me out of the house.

    My stepdad came for dinner this evening and we had a nice roast dinner. We had a good evening, but I always feel sad when he leaves and I see him walk off alone :(.

    I've lost another two pounds this week, so that's a stone lost since my mum died. I'm five pounds under my original goal weight, but I'm not underweight so it doesn't really matter.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,093 Community Admin
    Photogenic Name Dropper First Post
    Good to hear that stepdad is coming round for Sunday evening . DS3 I Hope will appreciate your hard work on his room when he returns home. How is he getting on ?
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Cumbria_lass wrote: »
    Good to hear that stepdad is coming round for Sunday evening . DS3 I Hope will appreciate your hard work on his room when he returns home. How is he getting on ?

    I agree, Cumbria:T

    I hope everyone has a good day, if you've managed to dry out after yesterday's deluge. Maybe not all parts of the country had the rain but it never stopped here all day yesterday or overnight. It's still drizzling now:( but at least it's given me a valid excuse not to wash the outside windows (yet again:o).
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    I forgot to say that yesterday was a NSD. Today won't be because we've run out of soap and toilet roll, so need to pick some up in a minute, plus Pilates will cost £5 tonight.

    My friend is ill but I'm still going to Pilates. I see it as a bit of a lifeline at the moment. I also want to finish cleaning DS3's room today, plus do more laundry.

    DH's sister took DS3 out for a roast lunch yesterday, then the cinema, plus she gave him a goody bag with some new towels, chocolate and toiletries in. It's very kind of her and DS3 must have been delighted :). She found out he has made some good friends and is happy at uni :).

    Have a good Monday everyone.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Cumbria_lass wrote: »
    Good to hear that stepdad is coming round for Sunday evening . DS3 I Hope will appreciate your hard work on his room when he returns home. How is he getting on ?
    carbootcrazy wrote: »
    I agree, Cumbria:T

    I hope everyone has a good day, if you've managed to dry out after yesterday's deluge. Maybe not all parts of the country had the rain but it never stopped here all day yesterday or overnight. It's still drizzling now:( but at least it's given me a valid excuse not to wash the outside windows (yet again:o).

    Thanks both. DS3 is getting on well.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 7,694 Forumite
    Photogenic Name Dropper First Anniversary First Post
    Sounds like he is doing really well and enjoying it. I miss uni!

    Have a good day. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Nicnak wrote: »
    Sounds like he is doing really well and enjoying it. I miss uni!

    Have a good day. x

    I miss being young and full of hope like I was at uni :o. It was a happy and exciting time in my life and I'm actually slightly jealous of DS3, but very pleased for him too.

    But it's never too late to pursue the life of your dreams, so I must be positive and focus on my goals.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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