Virtual Sealed Pot Challenge 2018

Westie983
Westie983 Posts: 5,213
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edited 28 December 2017 at 5:37PM in Debt-free wannabe challenges
Hi All
Welcome to the Virtual Sealed Pot Challenge 2018

I have ran this thread for two years and I think it has gone well so decided to keep going and run 2018.
It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges.

Below are links to the previous threads if you wish to have a look.

Virtual Sealed Pot Challenge 2017
Virtual Sealed Pot Challenge 2016
Virtual Sealed Pot Challenge 2015
Virtual Sealed Pot Challenge 2014 Part 1
Virtual Sealed Pot Challenge 2014 Part 2
Virtual Sealed Pot Challenge 2013
Virtual Sealed Pot Challenge 2012
Virtual Sealed Pot Challenge 2011
Virtual Sealed Pot Challenge 2010
Virtual Sealed Pot Challenge 2009

VSP 2018 will start on 1st January 2018 and run till end of 30th November as many people started to use their pots for Christmas presents or bills this is open to discussion though what do others think?

I will try to update the spreadsheet as often as I can, could you put your challenge numbers in your signature so it is easier to spot any declarations.

Good luck with VSP 2018, looking forward to beating previous years targets.


Spreadsheet of progress:

https://docs.google.com/spreadsheets/d/18kt-uENV9MV2_X64nbW_g-B0f5pRhyYqOnxF21Gdv1w/edit?usp=sharing

Westie983


If you haven’t already, join the forum to reply!

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I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
Total £4095.19/£7332.95 = 55.84%
«13456742

Comments

  • Westie983
    Westie983 Posts: 5,213
    First Anniversary Name Dropper Photogenic First Post
    Ambassador
    Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10.
    So if you have £36.78 in credit you will transfer £1.78 or £6.78, or £20.04 in credit you would transfer £0.04 only.

    You then can either send me the total transferred for that week on the update form, and I will add each week or wait till the end of the month and submit then with a total, but could I ask you use form as well as adding your figures on here.

    This is so I don't miss any updates as some challenges move quickly in posts and pages and would hate to miss any amounts.

    **Some banks do not allow you to transfer less than £1, if this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

    For me: The 'Virtual Sealed Pot' is a savings account that is attached to my bank account which makes it easier for transfers (I transfer on payday each month) but due to the faster payment system it doesn't have to be with your bank as all funds transfer instantly or within 2 hours, being a virtual pot i find I'm less likely to take any money out as I do the transfer and forget about it till the next month.

    Anyone wishing to join, please just ask, you're most welcome and it's NEVER too late.
    If you have been part of any challenges previous years and wish to keep your number or you have a lucky number you want that is fine if it's free otherwise I will assign numbers from the beginning to keep things tidy


    Good luck and roll on 2018.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213
    First Anniversary Name Dropper Photogenic First Post
    Ambassador
    edited 1 November 2018 at 7:10AM
    #1 - Westie983 (£1000)
    #2 - Buffythedebtslayer
    #3 - A Random Man (£200)
    #4 - Crimson.Addict (£1378)
    #5 - DJB343
    #6 - Seaotter
    #7 - RhiBi (£350)
    #8 - Motivated (£1000)
    #9 - Kim_13
    #10 - Lightbulb0811 (£200)
    #11 - CavendishWobble (£200)
    #12 - Pinkfluffybabe (£150)
    #13 - Chappie77 (£700)
    #14 - Simplelivingislandlife (£260)
    #15 - klbooth (£200)
    #16 - Twigletsmum (£200)
    #17 - AWPTheo (£100)
    #18 - Big_Satsuma (£400)
    #19 - 32b3in2013 (£250)
    #20 - Shashwoo (£200)
    #21 - Pismo (£)
    #22 - xironsongx
    #23 - Jonesy88
    #24 - Hummingbird (£2500)
    #25 - Bestfootforward (£500)
    #26 - Emma108pd (£100)
    #27 - Woody2202 (£100)
    #28 - tearsandrain (£35)
    #29 - ruby_eskimo (£100)
    #30 -
    #31 -
    #32 -
    #33 -
    #34 - Skylar321 (£250)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • I will join again, saved my financial bacon a few times with this account.

    Had no idea about the update sheet - sorry! Also appear to be watching a Japanese horror film so think it is time for bed!

    xx
    Nevertheless she persisted.
  • Hi there would love to join if possible i have no idea on a specific target, although it would be interesting to see how much i can save :)

    EF - £1025/£2000 (51.25%)
    Debt Remaining: £0.00 - Debt Free
  • Can I join please?

    I’ll do it with our bills account to put extra by for Christmas 2018 food shopping etc.
    Not buying unnecessary toiletries 2024 9/53 UU, 3 IN
  • I'd like to join again - can I have number 6 again please, to keep things simple?

    I'll put a target of £250 again as I round down to the nearest £10 at the end of each week - so that averages at £5 per week. Plus if there's anything we can spare at the end of the month then that can go in too!

    Thanks for organising this Westie.
    Declutter our home in 2024
    Lose weight in 2024
  • Kim_13
    Kim_13 Posts: 2,314
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    I'm in again. Can I keep my number (9?)

    I will lower my target this year to £180, to balance against my clothes budget.

    Third time lucky I hope.
  • Hi can I join again please with number 34 if possible
  • Westie983
    Westie983 Posts: 5,213
    First Anniversary Name Dropper Photogenic First Post
    Ambassador
    I will join again, saved my financial bacon a few times with this account.

    Had no idea about the update sheet - sorry! Also appear to be watching a Japanese horror film so think it is time for bed!

    xx

    No problem, the update sheet has been on the last two years challenge, could possibly be why I didnt get any declarations from you last year.

    You are #2

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213
    First Anniversary Name Dropper Photogenic First Post
    Ambassador
    Hi there would love to join if possible i have no idea on a specific target, although it would be interesting to see how much i can save :)

    You number #3

    Please add to your signature please.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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