Get a grip !

Options
1114115117119120476

Comments

  • Skint_yet_Again
    Options
    We had a great time on Sunday and lunch was lovely. I spent £1.50 on a taxi and £5 towards a shared bottle of prosecco. We had a free glass of prosecco on arrival and coffee and mince pies after. There were 2 singers and quite a bit of dancing ;) I didn't drink much but they did provide a free glass of water. One of the girls had driven to the venue and offered me a lift home so I didn't spend much :j


    I got some shopping yesterday in aldi and put £10 petrol in the car. I only have 3 weeks at work this month so I've budgeted £30 for fuel.


    Today I used the :money: mcD hack and got a big mac and fries for £1.99, paid for out of my entertainment budget. The Labrador wrapping paper from bay of E has arrived and it is really cute. :D I am going Christmas shopping on Saturday with a friend and we are going to get a cheap lunch in the Chinese tea bar in town.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    Options
    Hurrah for a well priced lunch out! I so glad we only have 2.5 weeks till the xmas hols. hurrah! I cannot wait for some time off to just chill.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Options
    Had a lovely day yesterday visiting a friend in her new home. She made homemade soup and crusty bread for lunch yum ! So we saved on cost of a meal out and I took her a Christmas card so saved the cost of a stamp too :D

    My other friend had called off our shopping trip today as she is feeling unwell. It's blowing a gale here this morning. The dog was a bit spooked when she went out in the garden as stuff is blowing about. She's had breakfast and is snoozing so I washed the kitchen floor and left it to dry and am now back in bed. :p

    Plans for today - hoover downstairs and clean up mud spatters from yesterday's mud fest dog walk. Wash bath towels - hopefully it will stay dry out long enough to dry them on the line in this wind. Also need to wash dog towels after lots of wet and muddy dog walks this week. I ordered a pair of wellies from asda online for 12.99 yesterday as I am fed up of wet feet. Free delivery to store they should be here next week. Hoping for a NSD today !
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    Options
    Well done on all of the walking, you are v fit :j Good luck with the cleaning. Yay to the wellies. :money:I haven't written a single Christmas card yet. lol. Have a good day.:j
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Options
    Hi SW you're up early this morning hope you are ok. I dug out last years stash of Christmas cards bought on offer and that was the first one I gave out yesterday. I am going to try and write the rest tomorrow that I need to post so I can sent them second class post and save a bit on stamps :p

    Have a good day x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    Options
    hello Skinty I thought I would make an early start. It was all going so well then I got a tummy bug and now I am staying and resting. lol. :rotfl::rotfl:
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Options
    Hope you are feeling better soon SW ! I have been awake half the night with a raging sore throat. I've fed the dog and taken some paracetamoi and found a throat spray so I am going to try and get a bit more sleep once I've drunk my tea.


    It was a lovely morning here yesterday, even a bit of sun made an appearance. I took the dog for a walk on the common which was thankfully less muddy that the field by the park ! I got towels hung out for an hour to blow on the line before it started raining and they finished off on airers.


    I did some cleaning and hoovering and mopped the kitchen floor. I also got some car insurance quotes but I think I have left it a bit late as they are coming out more expensive that my renewal quote. I think I will phone my current provider and see if I can haggle them down a bit. To be fair it has only gone up £2 since last year, but I may add breakdown cover if I can get a good deal.


    All food was from stores yesterday. DS and his gf are here today so we will have a fry up later. I have some chicken breasts to use up so will make something with them for dinner.


    Plans for today - walk the dog later this morning, more washing & write Christmas cards.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Scaredforthefuture
    Options
    Hi - good job I have plenty of time on my hands because you can get lost reading these threads! I've accumulated quite a lot of debt over the last 3 -4 years - partly because I was too busy trying to dig myself out of the hole to get proper advice. I don't think people understand - there's so much judgement out there. It's not as if I spent anything on anything other than the basics.

    I feel naked with no savings and it worries me beyond belief. I hope to be able to join a credit Union and save £25 a month next year via a direct debit.
    I might start it this month as I have no extravagant plans for Christmas - I might even do something completely and volunteer to help with Christmas Lunches for other people -transport dependant.
    If tha' brexit, tha' pays for it.
  • Skint_yet_Again
    Options
    Welcome Scaredforthefuture :wave: most of the people who regularly post on this board are lovely and supportive but you may get the odd one trolling but we just mostly ignore them and they usually go away.

    It is scary not having savings. I do have credit cards if an absolute emergency cropped up but I want to get an emergency fund built up again in the new year too.

    Yesterday I used the £8 coop vouchers and bought chocolate stocking fillers for DS. Now I have to try not to eat them :rotfl:

    Don't think it will be a problem today as I can hardly swallow. I have a very sore throat and no voice. Off to the GP later. Just managing sips of cold water at the moment :(
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    Options
    OMG.What has the dr said? I hope you are ok. hugs, swx
    Aiming for a minimal spend 2022
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards