Pay ALL your debt off by Xmas 2019

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  • Calling14
    Calling14 Posts: 3,498 Forumite
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    £220 off for me today:j


    #16 Totals £3357/£5457


    What amazing figures Muppets. Inspired me to get a wriggle on:D Thanks :T:T
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Littletinks
    Littletinks Posts: 197 Forumite
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    #65
    I'm feeling really ashamed of myself having been AWOL for so long.

    Having started off so well at the beginning of the year I fell off the band wagon let life get in the way and had some expensive unplanned purchases - new fridge freezer, and new washer dryer (paid out right) within a month of each other due old ones breaking down. Been on a few holidays, stopped doing my spreadsheets and hey hoy surprise surprise what do you know it's all went downhill fast! To date I've only have only cleared £972 off my £2800 target.

    I'm not going to be in a position to meet my original target by the end of the year, so will carry it into 2020! I've given myself a kick up the butt and will see what I can do before the end of the year. I'm hoping to knock off at least another £200.

    The only plus is that I've saved more than I thought in my VSP towards Xmas and have purchased a lot of my Xmas presents already.

    A massive well done to all of you who have stuck with it, so nice to read all the great progress you're making, it's motivated me to get cracking again!
    52 Week Savings Challenge #26 11/52

    Virtual Sealed Pot Challenge 2023 #2 £305.60/£300
  • xslytherinx
    xslytherinx Posts: 18 Forumite
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    Exciting times!

    My house sale has finally gone through so I've been able to make some large payments towards my credit cards this month totalling £4665.29 :T

    This takes my total to £7912.12 / £8000

    So close!! :D
    Original CC Debt= £15256.29 **LBM - September 2018** **Debt Free - March 2020** :smiley:
    £1000 Emergency Fund - Achieved January 2020
    Emergency Fund Target 2 - £1200/£7500 (16%)
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    Littletinks wrote: »
    #65
    I'm feeling really ashamed of myself having been AWOL for so long.

    Having started off so well at the beginning of the year I fell off the band wagon let life get in the way and had some expensive unplanned purchases - new fridge freezer, and new washer dryer (paid out right) within a month of each other due old ones breaking down. Been on a few holidays, stopped doing my spreadsheets and hey hoy surprise surprise what do you know it's all went downhill fast! To date I've only have only cleared £972 off my £2800 target.

    I'm not going to be in a position to meet my original target by the end of the year, so will carry it into 2020! I've given myself a kick up the butt and will see what I can do before the end of the year. I'm hoping to knock off at least another £200.

    The only plus is that I've saved more than I thought in my VSP towards Xmas and have purchased a lot of my Xmas presents already.

    A massive well done to all of you who have stuck with it, so nice to read all the great progress you're making, it's motivated me to get cracking again!

    It happens, don't beat yourself up about it xx
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
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    CC DDs came out today amounting to £317.42. Takes me to #29 £13,808.02 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Littletinks
    Littletinks Posts: 197 Forumite
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    Deleted_User wrote: »
    It happens, don't beat yourself up about it xx

    Thanks Purplemumof2. I'm just cross with myself, I was so motivated by this thread (and still am) but stopped chipping away at it. I am pleased I didn't put the cost of the appliances around £900 on my card (I wld have done previously).

    Xx
    52 Week Savings Challenge #26 11/52

    Virtual Sealed Pot Challenge 2023 #2 £305.60/£300
  • Steameh
    Steameh Posts: 369 Forumite
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    edited 13 November 2019 at 10:00AM
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    Novembers payments made today... £744.32

    Brings my total to #134 - £7,528.77 / £15,985.00

    Unfortunately I'm not gonna hit 100% so will have to continue into 2020 but, by the time I've made Decembers payment I will have paid over 50% back.
    EMERGENCY FUND CHALLENGE - £2,292.05 / £6000

    DEBT FREE DATE - 16/02/2021
    Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
    Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
    Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,000
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
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    Morning,
    Received some cashback in my account today, so I've paid £192.58 to the CCs. Now at #29 £14,000.60 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    Littletinks wrote: »
    Thanks Purplemumof2. I'm just cross with myself, I was so motivated by this thread (and still am) but stopped chipping away at it. I am pleased I didn't put the cost of the appliances around £900 on my card (I wld have done previously).

    Xx


    I have been here for years, with debts falling and then having to get house repairs/white goods they have risen again. Keep going :D
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    £50 off for me today :T



    #16 Totals £3407/£5457 The 2k figure is in sight. Just keep going:D
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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