Get a grip !

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  • Hope you're feeling better Skinty, and that your dad enjoys all the DIY jobs you've lined up for him this week :rotfl:

    I agree with SW - clothes sizes are bonkers. My husband popped into town on Saturday and I asked him to pick me up a pair of jeans from Primark (exact style as the ones I'd just ripped a giant hole in!) but a size larger for comfort as they're stretch jeans. Not only are they more fitted than the previous pair, they are also shorter (I held the two pairs up next to each other to check I wasn't going insane!!). It's such a shame about having to send back the coat though, it sounds lovely :(
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,565 Forumite
    First Anniversary Name Dropper First Post
    edited 18 October 2019 at 11:28PM
    Have had a great week although weather not so good. Have done most of DIY jobs including new felt on shed roof when it was dry on Wednesday.

    We had lunch out after a walk along the sea under £10 for 2 meals and 2 drinks. Also curry day at weetherspoons drink & curry £8.20 each followed by will smith film at cinema £5 each. Today we had fish & chips 2 for £9.99 with 2 drinks total £15. Have also cooked at home this week including pumpkin soup from free pumpkin donated by allotment holder next to my dad :D Tomorrow it's home cooking again liver & onions so very cheap meal.

    Today we called at local fencing place for a couple of bits of wood to finish the shed and the lovely guy there gave it to us for free. (I did buy my fence from them)

    I also took back the winter coat I ordered for a refund. The same coat was on offer 25% off so I bought the larger size £28.50 instead of £38 :T
    It is a bit big but at least I can get loads of layers on underneath and a saving of almost £10 :j

    Still within budgets for the month. Have paid another £50 off my 0% credit card. Paid DF for 5 x 15kg bags dog food £121 saving £58.95 compared to previous brand we were buying. Paid by DS included in monthly "rent" as it's his dog !

    Am cooking a roast on Sunday one of the few days we will all be home together. Back to work Monday and DF will be leaving for home.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    Well done to you and your father for doing lots of useful jobs. The meals out sound like they were delish and real value for money. It's excellent news that you paid off extra money on your credit card too and that DS paid towards doggie food.

    All in all it sounds like you had a great holiday except you might remember this weekend to rest in between cooking lovely roasts. I understand though as a week in the right company even if you are working is as good as a rest! :beer::j:D and now you wont have to stress about jobs as you know they have been done. :):T

    Enjoy the roast and hopefully you will have an extra snooze or two before the weekend ends.:j:money::D:T:)
    Aiming for a minimal spend 2022
  • Had a lovely roast today with DF, DS & DS's gf & dog even got some :D

    Rested this afternoon SW :D
    1 load washing dried outside & put away. Back to work in the morning.

    Decluttering week ending Sunday 13 oct -
    2 bags DS old clothes to clothes bank

    Week ending sun 20 oct -
    - 3 more bags DS old clothes to clothes bank
    - Old washing line, off cuts from Perspex new shed window, old bedroom window seal, old broken up wooden chest to tip
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Tried my new coat on and found a security tag pinned through the arm :mad: I'm surprised it didn't set the alarm off when I left the store. Had to make the trip back to store to have it removed, but after complaining I was given a £5 gift voucher :T which I then went and spent on food in store for the rest of the week :beer:
    So original coat £38 returned for refund too small
    Larger coat 25% off £28.50
    Gift voucher £5
    "Cost" of coat £23.50 :j
    Saving £14.50
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    Very, very MSE!!!! Well done Skinty.:beer:
    Aiming for a minimal spend 2022
  • Had a lovely walk with puppy dog on the common this afternoon and we shared an apple picked from the trees. It was a grey day but dry and not cold. She enjoyed herself running around :D


    Was very naughty tonight and had a takeaway.:o The food was delish :p and was 50% off plus a voucher for £7.50 off too. Part of the order was missing (the best bit, the dessert :( ) and so I phoned the restaurant but they couldn't do anything so I have to wait for a reply from the delivery company to my complaint email for a refund.


    I also emailed the shoe company where I bought my "waterproof" walking shoes as they are not waterproof ! I walked on some damp grass at the weekend and my left sock was wet after I got home and took the shoes off. Not sure I want a replacement if they will be the same, so will see what they have to say when they reply.


    Payday is next Thursday. Budgets remaining are


    petrol £10
    massage/physio on neck £20 (this Saturday... can't wait !)
    Food etc £22.27


    Food budget is usually £25 a week but I have chicken and mince defrosting at the moment. I will make a shepherds pie & sweet chilli chicken & noodles tomorrow, which should be enough for 4 meals, so £22.27 should be enough for food for me till payday & we need dishwasher tablets.


    I had to admit that I have had the heating on the last 2 mornings. It has been really cold at 5am. I was hoping to last until November before the heating was on but its only 15 minutes in the morning at the moment, so I can live with that.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Wet miserable day today, but a bit warmer. Heating is off again !


    Went to aldee after work and spent £18.77 of remaining £22.27 including dishwasher tablets & 9 toilet rolls. Should not need anything else before payday apart from more milk.


    Walked the dog in the rain then made cottage pie 3 portions & sweet chilli & sesame seed chicken 2 portions. Had 1 portion of cottage pie for dinner nom nom !


    I had a reply from the food delivery company and got £11 back :TTotal order was £19 as food was for 2, me & DS's gf as DS was at work, so I am happy with £11 back.


    Also had a reply from shoe company and they wanted a photo of the shoes emailed to them so I have sent that and will see what happens next.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • I put £10 petrol in the car today which should last till payday. Also bought a packet of chocolate digestives on offer £1 :o Enjoyed tea and biscuits after taking dog for a walk this afternoon :p Its been dry but very windy. Got bedding dry on the line.


    Shoe company have sent me a pre-paid label to return the non-waterproof walking shoes, I just need to decide whether to get a replacement or a refund. I think I will try a replacement, if they leak too I will then ask for a refund. Am glad its the weekend and I am looking forward to my neck/shoulder physio massage tomorrow :D
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,565 Forumite
    First Anniversary Name Dropper First Post
    edited 26 October 2019 at 6:56AM
    Have not slept well due to howling gale outside :( however the window seals DF helped me fit last week have worked (£6.49 a roll) and at least the curtains are no longer blowing in the wind through closed windows :T

    Why is it the nearer I get to paying off my car loan (jan 2020) the more anxious I am getting. Once it's paid off I can throw that money into 0% credit card then emergency fund up to £1000, then long term savings. Think I am worrying something will come up and cost loads. Boiler has been tested & is working fine. Car MOT is November so I will be happier once that is done. Probably just lack of sleep.

    Plans for today

    Massage
    Walk dog
    Make new net curtains for 2 smaller back bedroom windows.

    In the summer I bought a net curtain for over my patio doors to keep flies out of the kitchen, but the dog hated it and wouldn't go under or round it, so I plan to cut it in half & shorten it. The nets I am replacing in the 2 bedrooms have been there since we moved in 20 years ago and after 20 years of washing are now starting to disintegrate to dust :p I like to get my moneys worth out of things :D
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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