2019 Mortgage-Free Wannabes
Comments
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Perfect. Thank you. I will start doing my over payment warm-up stretches... :j0
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Hi Julicorn,
Id love to join again please. I was #46 this year, so would love that again if possible.
I shall need to think about my target.....
Thank you!
MM
xO'Payments:2016 - £3641.262017 - £7779.282018 - £11,515.16MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000Mortgage:01/2/2015 - £243,75031/12/15 - £235,906.7131/12/16 - £224,120.9831/12/17 - £210,224.0631/12/18 - £190,821.21Mortgage today £140,7880 -
Mortgage_Minimiser wrote: »Hi Julicorn,
Id love to join again please. I was #46 this year, so would love that again if possible.
I shall need to think about my target.....
Thank you!
MM
x
#46 is all yours! And no worries, just let me know when you've had a think.Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
Hi julicorn :wave:
I'd like to keep number 4, please, and set a target of £500 to start off with. (I know that's a drop in the ocean compared to other people's targets targets, but I only work part-time and some of the targets are more than I earn in a year! So it's all relative:) )
My fixed rate ends around Easter and I hope to get a good new deal and reduce my MP a little. If I achieve this I'll be able to increase my OP.
My actual target is to OP by an amount at least equal to the interest charged, but I won't be able to estimate that until I know what the new rate will be :think:
Thanks! :T2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs (offset): 2018 £866.89, 2019 £1322.33, 2020 £1337.07,
2021 £1250.00, 2022 £1500.00, 2023 £1500Target for 2024 (offset) = £1200, YTD £345
Quidquid Latine dictum sit altum videtur0 -
jackieblack wrote: »Hi julicorn :wave:
I'd like to keep number 4, please, and set a target of £500 to start off with. (I know that's a drop in the ocean compared to other people's targets targets, but I only work part-time and some of the targets are more than I earn in a year! So it's all relative:) )
My fixed rate ends around Easter and I hope to get a good new deal and reduce my MP a little. If I achieve this I'll be able to increase my OP.
My actual target is to OP by an amount at least equal to the interest charged, but I won't be able to estimate that until I know what the new rate will be :think:
Thanks! :T
Hi jackieblack, thank you for confirming your target! And £500 is still lots of money - I know some people's are higher, but everyone has got their own unique circumstances (e.g. two full-time incomes and no children to look after in our case - none of that you can tell just from looking at a number). And over the years, £500 in a year can shave a good amount of time off. Either way, all the best! :jOriginal mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
Hi
Can I join in??
I'm aiming for £2400 in OP's in 2019# 36 1p challenge 2024 - £319.98
#13 POYD by Christmas 24 £1450/£8138
February Grocery Challenge /3000 -
Couldsavemore wrote: »Hi
Can I join in??
I'm aiming for £2400 in OP's in 2019
Hi Couldsavemore, and welcome! I've given you #48Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
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frugal_lass wrote: »Oh thank you so much. I would like £2019 as my target please! :j
Now if that doesn't make your number even more fitting, I don't know what would! :beer:Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
Can I join this year please? I'm aiming for a £2400 overpayment as it's my first year.0
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