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  • FIRST POST
    • CHR15
    • By CHR15 25th Jun 08, 3:15 PM
    • 4,840Posts
    • 4,170Thanks
    CHR15
    Old Boys! Have you claimed your pension??
    • #1
    • 25th Jun 08, 3:15 PM
    Old Boys! Have you claimed your pension?? 25th Jun 08 at 3:15 PM
    A few years ago I helped out the FIL who was a Veteran of the RN.

    He had left the RN in 1978 but didn't realise that when he reached 60yrs old he was entitled to claim a Forces Pension. They won't come looking for you, if you don't claim it, you won't get it.

    He is no speedy bullet, but isn't without his faculties either. If he didn't realise, there must be others out there who are unaware of their entitlement too.

    I doubt there are too many people reading this but if you have a relative who served in the forces after 1975 and he is 60yrs old he/she is entitled claim a pension

    Have you served in the military since 1975?
    It is possible that you have earned a preserved pension payable at age 60 for AFPS 75 or 65 if in AFPS 05. Read the following to see if you qualify and follow the links for the application forms if you do.

    Pensions

    There are currently 2 Armed Forces Pension Schemes (AFPS) available to service leavers; AFPS 75 and AFPS 05.
    1. AFPS 75 pension benefits are based on rank and length of Service. All personnel serving between 6 April 1975 and 6 April 2005 will have served under the AFPS 75 scheme.
    2. AFPS 05 pension benefits are based on length of Service and final salary and personnel who joined after 6 April 2005 will be serving under the AFPS 05 scheme. However, personnel serving between July 2005 and March 2006 were given the option to move to the AFPS 05 as part of the Offer to Transfer process.
    There are some fundamental differences between the schemes that cover both retired benefits and dependents benefits. To find out what benefits personnel are entitled to, click on the link below and download the booklets that are applicable to the AFPS that you/your spouse are/were serving under.

    Service Preserved Pensions

    Prior to 06 April 1975 there was no provision for a preservation of pension benefits and service personnel who left the Armed Forces had to have completed 16 years from age 21 (Officers) or 22 years from age 18 (Other ranks). Those who left before that date without completing the above criteria, lost all pension entitlement.

    The rules changed on 06 April 1975 to provide for pensions to be preserved for payment at age 60 for all those discharged over the age of 26 with a minimum of 5 years service. On 06 April 1988, the qualifying period was reduced from 5 to 2 years and the age criterion was dropped. Preserved pensions have to be claimed at age 60 (or at age 65 if your service began after 5 April 2006). However, you can claim your preserved pension sooner if you become permanently incapacitated.

    Contact

    Service pensions are administered by the Service Personnel and Veterans Agency (SPVA). Pension payments are made by Xafinity Paymaster (1836) Ltd, the paying authority for the Armed Forces pension Schemes (AFPS).
    Contact Details:
    JPAC Enquiry Centre,
    Mail Point 403,
    Kentigern House,
    65 Brown Street,
    GLASGOW,
    G2 8EX

    Freephone 0800 085 3600
    email: JPAC@spva.mod.uk
    Last edited by CHR15; 26-06-2008 at 12:40 PM.
Page 3
    • molerat
    • By molerat 21st Apr 15, 8:29 AM
    • 21,637 Posts
    • 15,864 Thanks
    molerat
    Not unless you are seriously ill or disabled. You may be able to transfer it to another scheme where you can access it at age 55.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • hullvon
    • By hullvon 28th Apr 15, 11:18 AM
    • 15 Posts
    • 4 Thanks
    hullvon
    royal navy pension ??
    hi im not sure if in on the correct thread here but my husband as asked me to ask if he would be due any pension he served from may 1972 until july 1976 in the royal navy [able seamen] he is currently extremely disabled [amputee] he is now 58 [59 in july] any help would be much appreciated
    many thanks
  • scotty1728
    Hello, I am an ex squaddy who served 12 years and left in 1976. I was not made aware of the changes to pensions which were changed in 1975.To cut a long story short, a veterans administrator visited my home, filled out the paperwork for me (I get confused) About a month or so later I got a letter telling me that I was awarded back pay from the age of sixty (23,000) and a monthly payment of 250. I urge anyone who fits the criteria, I.E. you served for at least five years, were over 26 years of age when you left, to contact the email address as listed on a previous post.
  • cart583
    Hi, I served in wrac from Jan 77 to Oct 80. I know the serving years required was dropped to 2 in 1988 and age requirement dropped altogether so thought I would be due to something. Rang the pensions office but was told no because I wasn't serving when the rules changed in 88.
    • mr1234
    • By mr1234 21st Jul 15, 12:39 PM
    • 54 Posts
    • 864 Thanks
    mr1234
    I served in the Royal Navy from Nov 71 to Aug 76. Rang to see if I was entitled to a pension as I turn 60 in August and was told that because I joined at 16 I didn't qualify and that the 2yr service rule doesn't apply if you served before 1988.
  • Rossw1979
    Pre 1975 pension
    Hello, I'm trying to clarify something, 10 years army service leaving in 1972 means no pension? Has the government position changed? I can only find info 5/6 years old

    Many thanks

    Ross
    • ellisondriver
    • By ellisondriver 4th Oct 15, 2:50 PM
    • 2 Posts
    • 0 Thanks
    ellisondriver
    Pension inquiry
    Hi all could you please help. I served in the army from 28th April 1980 to 27th April 1986 serving 6 years service. I was only 25 years and 4 months old on leaving the services but was on reserve for 3 years after. Would me coming out before my 26th birthday stop me from getting a pension. I am now in receipt of personal independence payment as I am disabled and need care. I was hoping if I am entitled to any pension I could get it early to give me a better quality of life. Any help pull be gratefully received My personal number is 07562365751 or 01942512890
    • teleg
    • By teleg 22nd Feb 16, 10:08 PM
    • 2 Posts
    • 0 Thanks
    teleg
    Entitled to pension?
    Hi
    I served in the wraf 1974 to 1983, from what I have read in some forums would I be entitled to a pension, if so when? I am nearly 61 and nothing has been forthcoming so far

    I hope someone spots this and can steer me in the right direction

    Many thanks
    teleg
    • molerat
    • By molerat 23rd Feb 16, 10:20 AM
    • 21,637 Posts
    • 15,864 Thanks
    molerat
    Hi
    I served in the wraf 1974 to 1983, from what I have read in some forums would I be entitled to a pension, if so when? I am nearly 61 and nothing has been forthcoming so far

    I hope someone spots this and can steer me in the right direction

    Many thanks
    teleg
    Originally posted by teleg
    You should be entitled as you seem to tick all the boxes.

    Prior to 6 April 1975 there was no provision for a preservation of pension benefits and service personnel who left the armed forces had to have completed 16 years from age 21 (officers) or 22 years from age 18 (other ranks). Those who left before that date without completing the above criteria, lost all pension entitlement.
    The rules changed on 6 April 1975 to provide for pensions to be deferred for payment at age 60 for all those discharged over the age of 26 with a minimum of 5 years service. On 31 March 1978 the age criterion was dropped and on 6 April 1988, the qualifying period was reduced from 5 to 2 years. Deferred pensions have to be claimed at age 60
    You have to claim it so give them a call.

    Veterans UK
    Pension Division
    Mail Point 480
    Kentigern House
    65 Brown Street
    Glasgow, G2 8EX
    0800 085 3600
    Last edited by molerat; 23-02-2016 at 10:23 AM.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • teleg
    • By teleg 23rd Feb 16, 3:46 PM
    • 2 Posts
    • 0 Thanks
    teleg
    I certainly will, many thanks for the info!


    teleg
    • spider125
    • By spider125 2nd May 16, 12:45 PM
    • 118 Posts
    • 58 Thanks
    spider125
    My hubby served 77-77 and left aged23 ??? He is 61 now does he qualify for pension? I enquired about 4 years ago to be told no ?? Confused reading this thread 😳
    • molerat
    • By molerat 2nd May 16, 3:30 PM
    • 21,637 Posts
    • 15,864 Thanks
    molerat
    My hubby served 77-77 and left aged23 ??? He is 61 now does he qualify for pension? I enquired about 4 years ago to be told no ?? Confused reading this thread ��
    Originally posted by spider125
    My post above, copied below, sets out the various stages. Can you confirm the dates he served.
    Prior to 6 April 1975 there was no provision for a preservation of pension benefits and service personnel who left the armed forces had to have completed 16 years from age 21 (officers) or 22 years from age 18 (other ranks). Those who left before that date without completing the above criteria, lost all pension entitlement.

    The rules changed on 6 April 1975 to provide for pensions to be deferred for payment at age 60 for all those discharged over the age of 26 with a minimum of 5 years service.

    On 31 March 1978 the age criterion was dropped and on

    6 April 1988, the qualifying period was reduced from 5 to 2 years.

    Deferred pensions have to be claimed at age 60
    So

    Prior to 6 April 1975 he had to do 22 years for any pension.

    Leaving after 6 April 1975 he had to be 26 and served 5 years adult service.

    Leaving after 31 March 1978 he had to have served 5 years with no age limit (so 23 is just possible from age 18)

    Leaving after 6 April 1988 he had to serve 2 years with no age limit.

    It seems unlikely he is entitled to a pension.
    Last edited by molerat; 07-05-2016 at 4:22 PM.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • Magpearson967
    • By Magpearson967 6th May 16, 2:46 PM
    • 1 Posts
    • 0 Thanks
    Magpearson967
    Pension entitlement
    Good afternoon I served in the WRAF from 1974 until 1978 when I received a compassionate discharge. Having read your thread I contacted RAF pensions in Glasgow. They informed me that I would have needed to have served 5 years and attained the age of 26 on discharge. I am now confused
    • wozzer1969
    • By wozzer1969 6th May 16, 3:01 PM
    • 12 Posts
    • 13 Thanks
    wozzer1969
    Advice please
    I have tried on numerous occasions to get info on my army pension. I served from 1986 to 1996 as a private. Could anyone offer any help,advice
    Thanks
    • molerat
    • By molerat 7th May 16, 4:15 PM
    • 21,637 Posts
    • 15,864 Thanks
    molerat
    Good afternoon I served in the WRAF from 1974 until 1978 when I received a compassionate discharge. Having read your thread I contacted RAF pensions in Glasgow. They informed me that I would have needed to have served 5 years and attained the age of 26 on discharge. I am now confused
    Originally posted by Magpearson967
    74 - 78 is 4 years, the removal of the age limit came in after April 78, less than 5 years service in 1988. Also it is adult service from age 18.
    Last edited by molerat; 07-05-2016 at 4:24 PM.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • molerat
    • By molerat 7th May 16, 4:19 PM
    • 21,637 Posts
    • 15,864 Thanks
    molerat
    I have tried on numerous occasions to get info on my army pension. I served from 1986 to 1996 as a private. Could anyone offer any help,advice
    Thanks
    Originally posted by wozzer1969
    What do you need to know ? You should be due a pension at age 60 but will need to claim it.

    Veterans UK
    Pension Division
    Mail Point 480
    Kentigern House
    65 Brown Street
    Glasgow, G2 8EX
    0800 085 3600
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • molerat
    • By molerat 12th May 16, 5:49 PM
    • 21,637 Posts
    • 15,864 Thanks
    molerat
    I believe only full time reservist service adds to any entitlement, I think it unlikely he is due anything. The only way to be sure is to contact Veterans UK.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • skintsaver
    • By skintsaver 10th Jul 16, 1:10 PM
    • 528 Posts
    • 527 Thanks
    skintsaver
    I think the gov should change the criteria so all veterans are entiled to a pension! My dh was in the army for 4 years and left in 76 but is not eligible for anything plus all the soldiers who served before him should have some sort of pension. This day and age you can claim benefits all your life and have a full pension for doing nothing when people who risked their lives on a daily basis get no recognition financially
    If your happy and you know it clap your hands
    • frosty
    • By frosty 14th Jul 16, 9:05 PM
    • 1,153 Posts
    • 2,179 Thanks
    frosty
    My husband phoned to see if he was entitled to a pension about 4 years ago,he was told he was and to get in touch when he was 60.He turned 60 in June this year,received a letter today to say he will receive
    Service pension 2,356.63 per annum
    Terminal gratuity 7,069.89
    ABig thankyou to everyone for all the help and advice they have given.
    Last edited by frosty; 14-07-2016 at 9:07 PM.
    • Neilvoellner
    • By Neilvoellner 17th Aug 16, 8:18 PM
    • 1 Posts
    • 0 Thanks
    Neilvoellner
    Neil
    I joined the army aged 17yrs in 1976,I was in for 4yrs and left after my 3yr service was up.I enquirer last year to see when I would get my pension and was told I wasn't entitled to one.I don't understand why not as according to the literature I've read I should be.Could anybody shed any light on this for me,thanks neil
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