“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • abba1772
    abba1772 Posts: 7,746 Forumite
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    I'm so glad you have no regrets this means you've made the right choices for you and you're sounding so positive wannabe xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
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    Thats great that you feel the kids are positive about the choices as some of them were very hard! I think you are doing an amazing job and I don't know where you get YOUR energy from :)
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Sun_Addict
    Sun_Addict Posts: 21,282 Forumite
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    So pleased your choices have been the right ones for you xx

    Hope your allergy clears up soon, hopefully you've pinpointed what sets it off and can avoid it in the future.

    Take care of yourself xx
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
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    Glad to hear things sounding positive.

    Take care you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    I hope you feel better soon Wannabe, I'm glad the antibiotics are starting to work.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 90,268 Ambassador
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    Glad that you have made the right choices for you & your wee family.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • enthusiasticsaver
    enthusiasticsaver Posts: 15,594 Ambassador
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    Debt free by Xmas 2019 sounds wonderful. Stay healthy.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • charlies_tribe
    charlies_tribe Posts: 1,465 Forumite
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    I haven't posted for a while but i have been reading, you are doing so well! The end of debt is in sight and your little one's still had a fantastic Christmas because of their fantastic Mummy.
    Hope you're feeling better soon x
    LBM in April 17 - £14998/£33554 (44.6%) paid. Mortgage@1 June 18 = £9935/£76350 paid.Total debt @june 18 £102311 now £84972GC Jan £40.99/£500 2021 declutter 85/2021 items 0/20 bags clothes
  • Little_Miss_Winner
    Little_Miss_Winner Posts: 4,168 Forumite
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    Hi WBF just catching up too!!! Your'e an inspiration and are doing so well, Glad you and the smalls have had a good Christmas xxx
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 5,975 Forumite
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    Keep going Wannabee you are doing so well with your debt busting.
    Hope your feeling brighter today. xx
    Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£3600
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