The "Save 12k in 2018" Thread!

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  • I know I'm late to the game, but could I be added for 6k this year? We've only just managed to get the budget done! Thanks!
    #112 Save 12k in 2018: 5000/6000
    #35 Save 12k in 2019: 4985.28/7000
    #32 Save 12k in 2020: 13282.17/12000
    #60 Save 12k in 2021: 0/13000
  • Gem-gem
    Gem-gem Posts: 4,401 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Good evening everyone.

    Savings for January is £660.00 - all going into regular savers.
    Had 16 NSD this month - only bought petrol this month. So to enable me to pay this months credit card bill off in full, (as per usual) and save some money.

    Hope everyone else is having a good month.
    Save 12K in 2026 no 16
    Fashion on a ration 0/66 coupons
  • Gem-gem wrote: »
    Had 16 NSD this month - only bought petrol this month.

    My food bills in January are always pretty low too- I'm still plugging away through the Christmas cheese mountain! :D
    Save £12k in 2022 thread #7:

    Save £10,000 Jan-May 2022 THEN RETIRE!!
    Final total for (half) year: -£4,000
  • Owen1991
    Owen1991 Posts: 70 Forumite
    First Anniversary First Post
    edited 13 January 2018 at 12:11PM
    Gem-gem wrote: »
    Good evening everyone.

    Had 16 NSD this month - only bought petrol this month.

    16 NSD - 13 days into the month, I congratulate you :beer:


    Seriously nice savings for January tho, I'm hoping to have similar. :T
    2021 - £11250 Saved || 2020 - £4750 Saved || 2019 - £4000 Saved || 2018 - £9000 Saved
  • Suffolk_lass
    Suffolk_lass Posts: 9,332 Forumite
    First Anniversary Name Dropper Photogenic First Post
    My food bills in January are always pretty low too- I'm still plugging away through the Christmas cheese mountain! :D

    Good to know we are not alone. I gave the camembert to my son as he loves it, baked and slit on top, then as a dip for veggies. I have seriously considered a fondue to see some off but have now bought celery - to reduce the crackers and grapes that were routinely consumed without consideration for my waistline.
    Save £12k in 2024 - #2 target is £5000 only £798.34 so far
    OS Grocery Challenge 2024 25.04% spent or £754.10/£3,000 annual
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My Debt Free Diary Get a grip Woman
  • Can I sign up please with a target of £10,000? Thank you slowlyfading!

    £12,000 won't be a realistic target for me this year probably..but if I can get to 10K I'll be more than happy
    Save 12K 2019 #37 - £3,512.97 / £6,000 (July)
    [STRIKE]Save 12K 2018 #113 £7,755.49 / £7,500 [/STRIKE] [STRIKE]Save £12k 2017 #186 £8,507.30 / £10,000[/STRIKE]
  • stoozie1
    stoozie1 Posts: 656 Forumite
    Well done everyone!

    I'll update at the end of the month as otherwise I get in a numbers mess, and we'll have just settled a 2.5k tax bill then.
    Save 12 k in 2018 challenge member #79
    Target 2018: 24k Jan 2018- £560 April £2670
  • Randy
    Randy Posts: 210 Forumite
    First Post First Anniversary Combo Breaker
    I managed to max out my Santander 123 (£20k).. Bought crypto currency with the £3k I had gone over.. I've now turned that it £4.6k.. in 2 months 😊 Not bad
  • Hi,
    Is it too late to join? I would ike to go for 14k :)
    Thanks,
    Ella
  • Martinslovechild
    Martinslovechild Posts: 1,560 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    edited 14 January 2018 at 4:57PM
    Randy wrote: »
    I managed to max out my Santander 123 (£20k).. Bought crypto currency with the £3k I had gone over.. I've now turned that it £4.6k.. in 2 months �� Not bad

    I'll be very interested to see how you get on with this - and also why you've decided to select the particular cryptocurrency which you've purchased (Bitcoin, Ripple, Etherium, Litecoin etc).

    I personally wouldn't touch cryptocurrencies, mainly due to the inherent volatility, but providing you're happy to potentially lose the entire £3K then that is completely your call. Good luck.

    On a slightly different tangent, I'm also very interested to know if any other people here are using a Stocks & Shares ISA as the vehicle for their 2018 savings target - or whether most people are using simple old-fashioned savings accounts / Cash ISAs. I ask because I've been investing in shares for around 18 years and people always seem to be amazed when I tell them this - like I'm some kind of financial expert. It would be nice to see if there are others like myself who prefer to invest than save.
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)
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