Current Account without Security Token/Keypad

balsingh
balsingh Posts: 1,493 Forumite
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in Budgeting & bank accounts
Hi,

Looking for a list of banks which DON'T require the use of a security token/keypad to carry out transactions. Fed up of not being able to carry out tranasactions away from home if I have forgot the keypad at home.

Currently have the B account (Clydesdale/Yorkshire) and this is the first time I have had an account that requires it.

Want to go back to an account where its not a requirement. Any suggestions? I know that Halifax, TSB and Lloyds don't use one but wanted to know if the same applies to any others.

Thanks in advance.
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Comments

  • mgdavid
    mgdavid Posts: 6,705 Forumite
    First Anniversary Name Dropper First Post
    learn not to forget it?
    Ask bank for a second keypad and keep it in your travel bag?
    The questions that get the best answers are the questions that give most detail....
  • BoGoF
    BoGoF Posts: 7,099 Forumite
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    Tesco don't need one. First Direct also.
  • Edi81
    Edi81 Posts: 1,444 Forumite
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    Starling which is app only
  • sausage_time
    sausage_time Posts: 752 Ambassador
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    FD and RBS only need 2FA (with tokens or gizmos) for transactions such as adding a new payee. On my phone I can pay known payees and do lots of regular stuff with just my fingerprint for login.
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  • 18cc
    18cc Posts: 2,120 Forumite
    Security token thing keeps you safe. If you have a smartphone you can use the app in some banks (eg Barcays) to generate tokens. Also, most banks that use one only require it to do stuff like eg add new payees - once you have added one you can make payments to it without the token.
    As for banks without a token, I would second the Starling suggestion.
  • knightfox
    knightfox Posts: 355 Forumite
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    i can use both normal login and token card reader to login into nationwide.
  • AndyPix
    AndyPix Posts: 4,847 Forumite
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    Santander use no such device - Just a OTP sent to the mobile number they have for you
  • TadleyBaggie
    TadleyBaggie Posts: 6,052 Forumite
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    knightfox wrote: »
    i can use both normal login and token card reader to login into nationwide.
    True, but the device is needed if a new payee needed to be added.
  • System
    System Posts: 178,093 Community Admin
    Photogenic Name Dropper First Post
    balsingh wrote: »
    Hi,

    Looking for a list of banks which DON'T require the use of a security token/keypad to carry out transactions. Fed up of not being able to carry out tranasactions away from home if I have forgot the keypad at home.

    Currently have the B account (Clydesdale/Yorkshire) and this is the first time I have had an account that requires it.

    Want to go back to an account where its not a requirement. Any suggestions? I know that Halifax, TSB and Lloyds don't use one but wanted to know if the same applies to any others.

    Thanks in advance.

    Can't you just use the Android / iPhone app to generate the code?
    Those little devices are being discontinued.
  • soulsaver
    soulsaver Posts: 5,966 Forumite
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    You can use phone banking when you forget the device.

    For info: Santander use a digital key like FD, HSBC & M&S's for commercial business accounts.
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