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  • FIRST POST
    • Amara
    • By Amara 7th Jan 18, 10:30 AM
    • 1,969Posts
    • 7,292Thanks
    Amara
    1 debt vs 100 days chapter 28
    • #1
    • 7th Jan 18, 10:30 AM
    1 debt vs 100 days chapter 28 7th Jan 18 at 10:30 AM
    Hello everyone!

    Let's do it again, our 1 Debt vs 100 days challenge chapter 28.
    There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days.
    This challenge starts on 10 January 2018 and finishes on 20 April 2018.

    If you want to take a part, write your name and amount you're aiming to pay off below.


    1. Klbooth £3964/3964 Well done!!!
    2. Dreamingofmoney £1562.97/1680.28
    3. LoLo £500
    4. Calling14 £2000/2000 Well done!!!
    5. Amara £514.95/1000
    6. Bettyboo87 £1553.86
    7. Dizzytina £129.20/3100
    8. Buffythedebtslayer £1200
    9. Munchin £530/530 Well done!!! Our first achiever!
    10. Rachel24 £900
    11. Iheart £83.45/500
    12. SamSam17 £3000
    Last edited by Amara; 18-04-2018 at 9:39 PM.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 29
    £310/500
    Gaining assets
Page 1
    • klbooth
    • By klbooth 7th Jan 18, 1:59 PM
    • 207 Posts
    • 769 Thanks
    klbooth
    • #2
    • 7th Jan 18, 1:59 PM
    • #2
    • 7th Jan 18, 1:59 PM
    I have had a major overhaul of my credit card debts and budgets etc after letting everything slide for a few years which means I have been paying interest on credit card debt that has just been lazy of me and having totted up last years expenses it has also been expensive!!!! So, new year, new me, new organisation. Have sorted out a spanky new 0% CC to put the bulk on as soon as it arrives and leaves me with £3964 on another card to pay off in less then 100 days actually or I start paying interest... so that is my 1 bill Vs 100 days goal. Looking forward to tackling this!
    1P Challenge #13 £265.41/£667.95;£2 Club #30 £50;50p Club #8 £22;20p Club #100 £26;SPC #39 £?;VSPC #15 £492.30;1 Debt Vs 100 Days #1 £3964/£3964 (100%); PAYDOBX 2018 #118 £8912/£10014 (89%);GC Jan £483.58/£450; Feb £390.32/£430; Mar £260.41/£410; Apr £396.17/£410; May £368.57/£400; Jun 305.57/390
    • dreamingofmoney
    • By dreamingofmoney 7th Jan 18, 3:01 PM
    • 391 Posts
    • 4,647 Thanks
    dreamingofmoney
    • #3
    • 7th Jan 18, 3:01 PM
    • #3
    • 7th Jan 18, 3:01 PM
    Me please. I want my cc 1 and half of loan 2 clearing as much as poss in the next 100 days. This is a combined total of £1680.28 . Maybe aiming a little high but going to give it a good go.
    Excited to be a part of this challenge
    Big thanks to all xx
    Paying back 1% at a time 58.4%of total debt paid off.
    No. 82 PAYDBX18 £3657.72/£9547of debt paid from this years goal this equals 38.3%
    1st debt paid off bye bye b'card.
    5 4 debts to tackle, doing it one at a time. Original debt free date Jan 2020. New date July 2019
    • LoLo
    • By LoLo 7th Jan 18, 3:55 PM
    • 528 Posts
    • 1,368 Thanks
    LoLo
    • #4
    • 7th Jan 18, 3:55 PM
    • #4
    • 7th Jan 18, 3:55 PM
    I would like to pay off £500 during this 100 days. If I manage that then I will look at adding another debt to pay off.
    pay All your debt by end of 2018. #21
    £1224.82/£10,000
    • Calling14
    • By Calling14 8th Jan 18, 10:08 AM
    • 2,718 Posts
    • 19,808 Thanks
    Calling14
    • #5
    • 8th Jan 18, 10:08 AM
    • #5
    • 8th Jan 18, 10:08 AM
    Hi everyone

    Could me in with the ridiculous amount of £2000
    Determined to suceed this time.
    LBM 13039 1.1.13 Start 2018 £5552 NOW £2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2852/£5552 DFD 12/18
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge
    £1327/£2550

    • Calling14
    • By Calling14 8th Jan 18, 1:39 PM
    • 2,718 Posts
    • 19,808 Thanks
    Calling14
    • #6
    • 8th Jan 18, 1:39 PM
    • #6
    • 8th Jan 18, 1:39 PM
    Juggling money about I am off £36/£2000
    LBM 13039 1.1.13 Start 2018 £5552 NOW £2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2852/£5552 DFD 12/18
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge
    £1327/£2550

    • Calling14
    • By Calling14 9th Jan 18, 10:35 AM
    • 2,718 Posts
    • 19,808 Thanks
    Calling14
    • #7
    • 9th Jan 18, 10:35 AM
    • #7
    • 9th Jan 18, 10:35 AM
    Regular dd of £100 out today and cleared my capital cc £100 as well.

    £236/2000
    LBM 13039 1.1.13 Start 2018 £5552 NOW £2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2852/£5552 DFD 12/18
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge
    £1327/£2550

    • Amara
    • By Amara 9th Jan 18, 8:43 PM
    • 1,969 Posts
    • 7,292 Thanks
    Amara
    • #8
    • 9th Jan 18, 8:43 PM
    • #8
    • 9th Jan 18, 8:43 PM
    Hi everyone. Our challenge will start tomorrow. I want to pay off £1000.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 29
    £310/500
    Gaining assets
    • Bettyboo87
    • By Bettyboo87 9th Jan 18, 9:30 PM
    • 11 Posts
    • 66 Thanks
    Bettyboo87
    • #9
    • 9th Jan 18, 9:30 PM
    • #9
    • 9th Jan 18, 9:30 PM
    Hi can I join this challenge please. I'm aiming high but I'm on a mission. My debt is £1553.86. We are applying for a new mortgage in April so I really need this debt gone.
    Looking forward to the challenge!
    • dizzytina
    • By dizzytina 9th Jan 18, 10:05 PM
    • 728 Posts
    • 3,584 Thanks
    dizzytina
    Fab count me in please. I'm aiming to clear as much as I can off £3100 credit card ..... Will be doing whatever I can to bring it down as much as I can in the 100 days even if I don't clear it
    MBNA £8812.79£8,411.69 SANT £3168.74£2893.13 BARCLAY £5661.87£5573.53 NEXT £0 ARGOS £1857.12£1569.18
    #29 1% debt challenge £124.00/£30.84
    • Calling14
    • By Calling14 10th Jan 18, 11:36 AM
    • 2,718 Posts
    • 19,808 Thanks
    Calling14
    £40 off for me today. Thanks to a medicash claim.

    £276/£2000
    LBM 13039 1.1.13 Start 2018 £5552 NOW £2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2852/£5552 DFD 12/18
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge
    £1327/£2550

    • Buffythedebtslayer
    • By Buffythedebtslayer 10th Jan 18, 10:41 PM
    • 15,177 Posts
    • 50,235 Thanks
    Buffythedebtslayer
    I am in. Bed before midnight and 1200 saved in my T*sco's account.

    thanks for running for challenge Amara XXX
    Frugal Living Challenge, Pound a Day challenge, Sealed Pot Challenge Debt 4990 (March)
    • Munchin
    • By Munchin 11th Jan 18, 7:05 AM
    • 2,305 Posts
    • 7,135 Thanks
    Munchin
    Hi Amaia, thanks for the new challenge.

    I have £530 to pay of my credit card and I’m finally debt free ......again. I will have to wait until Feb salary to update.
    • Calling14
    • By Calling14 11th Jan 18, 9:37 AM
    • 2,718 Posts
    • 19,808 Thanks
    Calling14
    Payday for me today so £115 towards my cards.

    391/2000

    Happy now cleared 10% of this years total starting debt and just under 5k now.

    Onwards and upwards, going to be debt free this year.

    Thanks Amara
    LBM 13039 1.1.13 Start 2018 £5552 NOW £2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2852/£5552 DFD 12/18
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge
    £1327/£2550

    • Amara
    • By Amara 11th Jan 18, 10:33 PM
    • 1,969 Posts
    • 7,292 Thanks
    Amara
    Hi! Welcome in the challenge again.
    Congrats to Calling14 for starting it
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 29
    £310/500
    Gaining assets
    • Calling14
    • By Calling14 12th Jan 18, 9:52 AM
    • 2,718 Posts
    • 19,808 Thanks
    Calling14
    Thanks Amara.

    Trying to make even a small payment each day so £3 today for me, well on weekdays.

    #4 £394/£2000

    £
    LBM 13039 1.1.13 Start 2018 £5552 NOW £2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2852/£5552 DFD 12/18
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge
    £1327/£2550

    • dreamingofmoney
    • By dreamingofmoney 12th Jan 18, 12:25 PM
    • 391 Posts
    • 4,647 Thanks
    dreamingofmoney
    Started my journey. I have made a payment to the dreaded b'card so I am now £342/£1680.28.
    That will be cleared by next month and then I can move onto the second of my debts (5 in total) half of which is included in this 100 day challenge, if that makes sense.
    Many Thanks to all
    xx
    Paying back 1% at a time 58.4%of total debt paid off.
    No. 82 PAYDBX18 £3657.72/£9547of debt paid from this years goal this equals 38.3%
    1st debt paid off bye bye b'card.
    5 4 debts to tackle, doing it one at a time. Original debt free date Jan 2020. New date July 2019
    • LoLo
    • By LoLo 12th Jan 18, 8:38 PM
    • 528 Posts
    • 1,368 Thanks
    LoLo
    I managed to get accepted for the Halifax credit card where they are offering 0% balance transfer with 0% fee for 29 months so I have transferred my m&s card and most of my llyods card to that so I am aiming to pay off the remainder of the llyods card for this challenge.

    Unfortunately after having both kids birthdays this month and my car mot all before I get paid at the end of the month I think I am not going to be able to make any payments until payday. I have however just realised that I have two months now that I don’t have to pay council tax and so that can go towards this challenge.
    pay All your debt by end of 2018. #21
    £1224.82/£10,000
    • Amara
    • By Amara 13th Jan 18, 7:41 PM
    • 1,969 Posts
    • 7,292 Thanks
    Amara
    Don't give up LoLo, 100 days is a long time, you'll pay off your amount.
    Dreamingofmoney, well done for starting your challenge.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 29
    £310/500
    Gaining assets
    • Calling14
    • By Calling14 15th Jan 18, 12:48 PM
    • 2,718 Posts
    • 19,808 Thanks
    Calling14
    Blue Monday oh well squeezed £10 towards cc today - so not as blue.

    404/2000

    Keep going folks x
    LBM 13039 1.1.13 Start 2018 £5552 NOW £2700
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £2852/£5552 DFD 12/18
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge
    £1327/£2550

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