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READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!

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  • Coupon-mad
    Coupon-mad Posts: 131,448 Forumite
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    'IGNORE THE DEBT COLLECTORS' STAGE

    DO NOT PANIC!




    CAN'T SAY IT ENOUGH, THIS IS NOT A FORUM FOR TALKING AD INFINITUM ABOUT DEBT COLLECTOR LETTER CHAINS SO PLEASE SPARE US!!!!!!! DO NOT START A NEW THREAD ABOUT DEBT COLLECTOR TEDIUM, PLEASE, JUST SEARCH AND READ WHAT'S ALREADY BEEN SAID.



    Debt Collectors letters or threats of court? Thinking you may be too late to appeal?

    You may get debt collector letters, e.g. 'Debt Recovery Plus' (also using trading names of 'PCS' and 'Zenith') or you might have 'Newlyn', 'Rossendales', 'Control Account', 'CCS Collect' or 'ZZPS' or 'Wright Hassall'.


    THESE ARE NOT BAILIFFS, THEY CANNOT SEND THE BOYS ROUND! THIS IS JUST A LETTER-CHAIN YOU GET IF YOU HAVE NOT APPEALED.
    See this linked explanatory video which will help you to see it for what it is and say 'big deal' about the letters:
    LINK: Is a debt collector the same as a bailiff? - StepChange...


    All the blue wording below includes a link for you to click about the stupid debt collectors so click on the name:

    If you have letters from any debt collector such as Debt Recovery Plus or Zenith or Roxburghe, and are on the face of it, too late to 'appeal', then (if in England/Wales) either ignore them or robustly respond. I recommend ignoring debt collectors as the response leads nowhere.

    As well as the links shown (click on the blue words), here's a strong response to send if the PPC says you are 'too late' and it's now with a debt collector:

    http://forums.pepipoo.com/index.php?showtopic=82895&st=20&p=904431&#entry904 431

    and here's a 'Letter before Claim' drafted to include the Landowner as well, warning them to call their dogs off due to harassment (after 35 DRP letters!):

    http://forums.moneysavingexpert.com/showthread.php?p=64297676&highlight=#post64297676

    ...and here's a case (link below) where a strong response to ParkingEye when they were nearly at court stage, pulled it back to a POPLA appeal stage even though ParkingEye had already stated (wrongly) that it was 'too late' for POPLA. It is NOT too late for POPLA, insist on it and they can't easily take it to court. You can make their position very difficult - and maybe a POPLA code and rejection letter will follow as it did here. months after the parking event:

    http://forums.moneysavingexpert.com/showthread.php?p=63990978#post63990978

    Keep responding and insisting on a POPLA code and rattling their cage. It can get a charge cancelled, can get a POPLA code and also looks better if it does go to court.

    If the letter threatens court imminently, or a solicitor like 'Wright Hassall(!) or LPC Law, then consider responding to tell the debt collector that the charge is disputed/denied, and send a robust appeal as the registered keeper (NOT DRIVER!) to the PPC as discussed here: http://parking-prankster.blogspot.co.uk/2013/12/ukpc-jump-on-lpc-law-bandwagon.html

    And if you have told the Debt Collector that the 'debt is disputed and denied' and they persist, complain to:
    - The Credit Services Association for breach of this Code: http://www.csa-uk.com/page/codes-and-standards/code-of-practice
    - and you can make a complaint to the Financial Ombudsman: http://forums.moneysavingexpert.com/showpost.php?p=63862035&postcount=449
    - and if the debt collection is misleading, uses a firm pretending to be bailiffs, sends fake court papers, does not follow the CSA Code of Practice (linked above) for example, then complain by email (see post 1) to the DVLA about breach of the "KADOE contract": http://forums.moneysavingexpert.com/showthread.php?t=4890308

    IF YOU DON'T SEE A LINK TO YOUR DEBT COLLECTOR ABOVE (e.g. ZZPS, DCBL, ROSSENDALES or others) PLEASE DON'T START YET ANOTHER POINTLESS NEW THREAD ABOUT IGNORING DEBT COLLECTORS BECAUSE FRANKLY THERE IS NOTHING MORE TO ADD TO THIS ADVICE (and there are far too many threads already). Just search for the firm's name and read threads already here.

    IF YOU REALLY WANT TO WASTE HOURS ON IT THEN PLEASE NO NEW THREAD, JUST SEARCH THE PARKING FORUM FOR THEIR NAME AND MAKE A CUPPA AND READ ALL ABOUT THEIR SILLY LETTER CHAINS, AND EITHER SEND ONE ROBUST REPLY OR TOTALLY IGNORE THEM.

    THAT'S ALL.


    KEEP ALL THE LETTERS IN CASE IT BECOMES HARASSMENT, OR IN CASE THE PPC EVER TRY A SMALL CLAIM.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top of this/any page where it says:
    Forum Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Coupon-mad
    Coupon-mad Posts: 131,448 Forumite
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    This thread is about ignoring debt collectors. Please read it and do not post about the letters.


    :)
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top of this/any page where it says:
    Forum Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Coupon-mad
    Coupon-mad Posts: 131,448 Forumite
    Name Dropper First Post Photogenic First Anniversary
    READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!
    Please...please... NO NEW THREADS ABOUT ZZPS or DEBT RECOVERY PLUS. NOOOOO!


    Yes we know you got a letter like this one...or a Debt Recovery Plus or Zenith version (yawn):

    https://www.flickr.com/photos/89511704@N03/8145428304/

    ...but no we do not need any new threads about it as we can't say the same thing again and again without one of us self-combusting!
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top of this/any page where it says:
    Forum Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Tracey87
    Tracey87 Posts: 6 Forumite
    edited 29 March 2016 at 12:51PM
    Having read through this I really can't find the newbies post that your talking about and yes I may wind everyone up by asking the same question but I can't find my answer as most people have contacted Britannia parking where as I haven't!.... I parked in a car park that is behind a travelodge and some restaurants as we were out for a birthday meal, I remember hearing that you don't need to pay for a ticket if it's not owned by the council so I didn't bother, about a month a half later I recieved a fine from Britannia with a photo of my car stating I didn't buy a valid ticket and was in there for however long I was about an hour and a half, I looked on forums and they all said ignore which is what I've done but they don't seem to be giving up, they have passed it on to DRP but again I'm ignoring there letters but got another one today saying this is there clients final offer to settle the case £136! But just want to no do I just carry on ignoring or should I appeal not that I can really as I didn't bother to buy a ticket? I'm only panicking because of the word ccj, solicitors and court proceedings but I'm sure that's what they want, you haven't got to go into great detail as I no you've probably explained till your blue in the face just a brief description is fine, Thankyou and sorry if I've annoyed anyone lol
  • Quentin
    Quentin Posts: 40,405 Forumite
    The newbies thread is at the top of the forum!


    http://forums.moneysavingexpert.com/showthread.php?t=4816822
  • Tracey87
    Tracey87 Posts: 6 Forumite
    No still can't find it, all I can see is the pinned top post and in there it says read #4 of the newbies post which I can't find! so even though majority of these posts say ignore the debt collectors I shouldn't ignore them?
  • Tracey87
    Tracey87 Posts: 6 Forumite
    Oh yeah got it ;)
  • Tracey87
    Tracey87 Posts: 6 Forumite
    Which appeal letter do I use as the ones I'm reading say before debt collectors get involved but I'm past that?
  • Ralph-y
    Ralph-y Posts: 4,563 Forumite
    First Anniversary Name Dropper First Post Photogenic
    hi, ... I hope I do not sound abrupt .........

    but you have been asked to start a new thread ......

    this is a busy forum and needs to be kept as tidy as possible ...... not easy ;)

    can I ask (reply on new thread :)) what device you use to use this forum?

    Good luck

    Ralph:cool:
  • Tracey87
    Tracey87 Posts: 6 Forumite
    Not sure how to do that, don't worry I'll try looking elsewhere this is all new to me N don't want to clog the forum
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