Bank Account Fraud

Ben8282 wrote: »

This post has nothing to do with stoozing.
If all this happened at Christmas why wait until now to mention it.
Despite the inconsistency of your saying in the third line that it was your credit card that was taken, your strange phrasing 'student at sizthform' and your belief that Natwest is a building society, you do need to do something about this.
Have you actually checked at any time over the last 6 months that a CIFAS marker has actually been placed on your credit files? It appears so far to be nothing but an assumption. The refusal of Natwest to open a current account for you could be the fact that, as a Sixth Form student, you have no income and presumably no credit history, rather that the existence of a CIFAS marker.
Were you actually 18 when the incident occurred? If you were not you may escape the CIFAS marker as a minor should have no credit files as they should not have any credit agreements.

Nathaniel01 wrote: »

First off i do apologise for a couple for the mistakes that i made in my question , Yes it was a debit card not a credit card and the building society bank i tried was with Nationwide , natwest the bank account i had closed down. They told me they had closed it due to fraud which is why i made the assumption that i had a CIFAS marker put on my account.

and no i havent waited this long doing nothing , i tried other banks like Nationwide who told me they couldn't let me bank with them because I didnt "fit the critera" , Currently I have a prepaid card but obviously i want to at least try to get this debit card thing sorted

Plus im pretty sure a bank wouldnt let you open with them simply because you are a "student" since you can open youth account and student accounts so a credit history wouldn't even matter despite you being a "minor"