greent's mfw journey

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  • greent
    greent Posts: 10,671 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Have just phoned C&G and have got balance for today - £101436 - £20 under my spreadsheet balance (far better that way around!!) :D I talked through OPs and got the details for one-off OPs to be sent by online banking - so much easier than when I've been into a branch before. Also there is no minimum amount - double checked (there was at one point, but it's definitely gone)

    I'm going to send £750 to definitely make sure we get under the £100k mark for 1st June (I shall phone them in a week to check!!) and now that I have those banking details shall be sending OPs little and often!! Yeay!!!

    Have really got to jiggle the figures to get £750, but it's worth doing - sub £100k is a big psychological thing, so I'm chuffed!!

    greent x
    ....skips off to online banking to send it now.........
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    It is soooo much easier to do it online definitely, I just wish the mortgage account was the same as the bank statement online it (up to date every day!)
    Good luck for getting under the £100k that will be a great milestone.
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • wantabetterlife
    wantabetterlife Posts: 1,292 Forumite
    Combo Breaker First Post First Anniversary
    Well done Greent, it will be brill to be under 100k :j:j . Have to agree with you pammy about the online payments. I definately dont think i would have overpaid half as much if i had to go into the branch or send a cheque.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • greent
    greent Posts: 10,671 Forumite
    First Post Name Dropper First Anniversary Photogenic
    :j:j Just phoned C&G and approx balance (couldn't give definite - grr - but differs by only £1 to my s/sht, so I'll go with it) is £99 917 - under the £100k - yippee!!!


    Extra monies this month will go on OPs as and when they get to £250. Currently I have £50 car tax refund, £50 from paypal, £20 cash from selling stuff to a friend (old stock items) and £9.56 quidco monies received. I also have someone interested in another £30 of stock and my paypal balance is £46 - so I need another £4 in there and I'll withdraw it. That makes almost £160 when the other stock is sold and I'm awaiting monies from an ebay sale of just over £5, so that *should* make my paypal available - bringing it to £210 then. Now, I should be able to find another £40 to make the OP ;) - I shall set myself a little challenge to get the £250 by June 10th :-) 10 items listed on ebay today :)

    Oh, it's so nice to have a mortgage smaller than £100k......:D:D Hmm - next target.... £95k, I think - I don't want to stretch myself too much... (but I'd like to do it by end of Oct)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    well done on getting to a milestone :j, and on all the goody paypal figures coming in :) you'll be overtaking my mortgage figure before too long :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    greent wrote: »
    :j:j Just phoned C&G and approx balance (couldn't give definite - grr - but differs by only £1 to my s/sht, so I'll go with it) is £99 917 - under the £100k - yippee!!!

    yippee20happy20rabit20dancing5.gif
  • Queen-Bee_2
    Queen-Bee_2 Posts: 828 Forumite
    Mortgage-free Glee!
    Wow, well done on getting under £100k - I think the loss of a digit from the overall total has a real psychological impact!!
    QB
  • Fang_3
    Fang_3 Posts: 7,602 Forumite
    Congratulations! Everyone on this thread, and board are so inspirational!
  • Oh well done on reaching sub £100k - must be a nice feeling! I should reach that mark in early 2011.... so near but so far!!

    Im shocked about your dd's braces!! My dd (7) has he first appt with the specialist on the 16th, our dentist thinks she will def need one due to having a underhung jaw. I must admit it never even entered my head that i would have to pay anything for it:eek:..... Just assumed as she is under 16 it would be free!!
  • greent
    greent Posts: 10,671 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Thanks, peeps - it's a great feeling! DH thinks I'm slightly deranged how excited I got about it!!

    Leigh-Anne - I know, it's shocking!! I have to pay the first bit out on the 19th, when she'll have her xrays and moulds done - grr!!

    going to try and find some more expensive stuff to ebay on Sunday for the free listing day.....

    greent x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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