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    • cotys
    • By cotys 7th Sep 19, 10:15 AM
    • 5Posts
    • 0Thanks
    account switching: Nationwide FlexPlus to __?
    • #1
    • 7th Sep 19, 10:15 AM
    account switching: Nationwide FlexPlus to __? 7th Sep 19 at 10:15 AM
    Hello everyone. I'm looking for advice to switch accounts. I have 3 current accounts at the moment: Barclays (main account for bills and everyday spending) and 2 Nationwide (FlexDirect and FlexPlus - both used as savings accounts).

    I'll be keeping the Barclays account as I'm getting good rewards from them (12/month - I have a mortgage with them) and their mobile and online banking are good. I plan to switch the FlexDirect account to Barclays as soon as the 5% interest rate on the FD account ends. This will give me triple rewards for 12 months, if I switch before 30 Nov. So far so good.

    I was planning on keeping the Nationwide FlexPlus account for the insurance benefits and also for the 3% interest rate, but I've recently realised that Nationwide will soon remove the 3% interest rate and will no longer be offering linked regular savers at 5%.

    These are the perks that still make the FlexPlus appealing to me: ww travel insurance, mobile phones insurance, breakdown cover, free cash withdrawals and purchases abroad. The monthly fee is 13. Any account out there beating this one? And possibly one that comes with a linked regular saver with high interest rate? Or if not, with a good interest rate for the account?

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    • Gary_Dexter
    • By Gary_Dexter 7th Sep 19, 10:46 AM
    • 6,579 Posts
    • 4,395 Thanks
    • #2
    • 7th Sep 19, 10:46 AM
    • #2
    • 7th Sep 19, 10:46 AM
    13 for all of that is still good regardless of the missing interest.

    Especially if you have a joint account as you would each earn the same benefits for the same amount per month.
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