Inexperienced Saver, how to maximise return?

Best places to start are the two quick links further up the page, titled 'how to start saving' and 'top savings accounts'.

As you have near term plans for this money you are doing the right thing by getting as much zero risk interest from your bank accounts. Rather than looking for risky return, do a budget so that you can find ways to cut expenses and maximize your saving. You should also be contributing to a workplace pension, if you have one, and in there you can take a lot more risk as you won't need that money for a few decades, so look into multi-asset funds with quite high percentages of equities.

bostonerimus wrote: »

This is how to make returns big
Returns

So now you're actively managing returns? I thought you were a passive kind of guy

I am astonished that your savings have reached such a high level. Did you work full-time (and save) before going to university? In any case, in that respect you have done very well and probably could teach a few people on this board some lessons (rather than the other way round).

My main comment is that at this stage perhaps you should spend LESS time and effort on money. What matters most is that you get a training contract (if you are aiming at becoming a solicitor) or pupillage (for the bar). Competition for these places is fierce, so you need something outstanding on your CV. Getting a high grade for your degree, ideally with a prize for something, would do you no harm at all, and that takes a great deal of time and effort. It is possible, just possible, that you might get one of the rare positions where your future employer pays for you to do the LPC: if so, the time you spent studying would have shown a far greater return than any other investment open to you.