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  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Hope you've had a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
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    Half Indian :rotfl:, he cracks me up!!!

    Brilliant news on the bookcase too, sometimes we have to do these things to get the best deal xx
    Mummytogirls x

  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
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    Just as you can never have too many books you can never have too many bookcases ;)

    Think I will need to get another bookcase myself... local charity shops have been turning up some volumes that I have been looking for lately and at this rate I shall be needing it real soon :D
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • Cherryfudge
    Cherryfudge Posts: 10,031 Forumite
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    There's a quotation somewhere about raising a family whose idea of decorating is to add another bookshelf. That's my ideal! :D

    US, have you been to Oxfam's online shop? They have loads of books including unusual ones. I think they put the best from all their charity shops online so they'll reach a wider market.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Seasidegal58 wrote: »
    Thinking of Mr SA and the spray tan - visions of Ross in that "Friends' episode when he got one.........:rotfl:

    :rotfl::rotfl::rotfl:
    Sun_Addict wrote: »
    He's never had a spray tan before MTG. Another smile is he said to me it's alright for you you're half Indian - I'm not, I just have light olive skin inherited from my dad who looked Italian but wasn't :)

    :rotfl::rotfl::rotfl: Mr SA is amazing :D.

    The bookcase sounds like a good buy.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 21,278 Forumite
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    Today started as it meant to go on with the dog being sick twice (luckily not much) and Mr SA dropping his tablets on the bedroom floor - I had to retrieve them from under the bed.

    Later on this morning Mr SA rang to say he'd had a fall on the park and someone had to help him back on his scooter.

    Then got a phone call from the floor place to say the fitters wouldn't be able to fit the flooring without boarding out the floor first as removing the old floor had revealed floorboards in a bad state. I wasn't surprised to be honest. Anyway this will add £260 to the cost, although it still comes out cheaper than I was expecting.

    After doing some calculations, what with the overspend on the cc, buying the bookcase and the extra floor expense I'm going to struggle to pay off the cc at the end of the month. I've kept my old Barclaycard account open, although not used it in a while and they keep sending me 0% offers. So I've decided to do a balance transfer to cover it all and pay it off when the pension money comes through. I could take it out of savings but don't want to leave myself without a safety net. Will mull it over for tonight but think it's the best option. Then I really must get a grip on myself and stick to a budget!

    Went to the gym at lunchtime plus today is AFD 3 of April.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    As long as it's paid off soon it won't hurt and will save you paying interest. It'll be lovely to have the floor done :).

    Hope Mr SA is okay after his fall.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 90,255 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    HairyHandofDartmoor wrote: »
    As long as it's paid off soon it won't hurt and will save you paying interest. It'll be lovely to have the floor done :).

    Hope Mr SA is okay after his fall.

    Seconded by me.
    Any news on the pension?
    A friend is waiting for theirs to be sorted out & it is taking an auful long time:eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 21,278 Forumite
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    It's all been accepted Beanie but suspect it may be later in the year as the closing date to make your mind up was May. It annoys me because if it was me owing them money they'd want it straightaway. The 0% interest would be until April 2019 so surely it will be through by then, in the meantime I could chip away at it.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • beanielou
    beanielou Posts: 90,255 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Sun_Addict wrote: »
    It's all been accepted Beanie but suspect it may be later in the year as the closing date to make your mind up was May. It annoys me because if it was me owing them money they'd want it straightaway. The 0% interest would be until April 2019 so surely it will be through by then, in the meantime I could chip away at it.

    Spot on :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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