Regular Saver Thread **New and Restarted**
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It finally arrived at 14:00! Still 2.25%. Maturity date is 20 April 2019.
Don't all rush - the website is already slowing down at 14:12. I completed two applications and by the time I finished the second, each page change was grindingly slow.
Their website says I can withdraw money at any time, so if I do say 6 months down the line, will the rate still be the same or do they penalise one for doing so?0 -
good question - mine matures at the start of July so I will be watching your progress with this.
I've just had a look and its up to issue 14 paying 2.55% - how did that happen so quickly - have they jumped a few issues or have they been re-issuing every few weeks?
http://www.leedsbuildingsociety.co.uk/savings/regularsaver/
When it does mature, we'll then be able to get this one, or whatever number they will be on at that point! :beer:0 -
Their website says I can withdraw money at any time, so if I do say 6 months down the line, will the rate still be the same or do they penalise one for doing so?0
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My Leeds Issue 5 matures soon - how far in advance can I request closure and will they send me a cheque without having to visit a branch?
Approximately two weeks before maturity they will notify you of your maturity options. My maturity options from LBS before have included transfer to another bank or building society.I've just had a look and its up to issue 14 paying 2.55% - how did that happen so quickly - have they jumped a few issues or have they been re-issuing every few weeks?
There is a new issue every month to move the maturity date forward a month.Did you really mean to put loose?
Lose: no longer possess, not to retain, unable to find
Loose: not firmly or tightly fixed in place0 -
Their website says I can withdraw money at any time, so if I do say 6 months down the line, will the rate still be the same or do they penalise one for doing so?
It's a fixed rate account, so you'll receive 2.25% interest until April 2019 on based on whatever you've had in the account at the end of each day. I've never withdrawn funds from my Virgin Money regular savers prior to maturity but I assume from the documentation that you can treat it as an easy-access account except that the maximum amount you can deposit is £250 in every month.0 -
I have seen there is information regarding N&P regular saver can be opened in YBS.
I already have saving with YBS and I called YBS a while ago and I was informed that all of N&P accounts had to be opened in N&P branch and not in YBS.
I think here it will depend on the branch policy some allow you to do that some do not. So if you are about to open an N&P saving account make sure you check it first before wasting your time traveling.0 -
I have seen there is information regarding N&P regular saver can be opened in YBS.
I already have saving with YBS and I called YBS a while ago and I was informed that all of N&P accounts had to be opened in N&P branch and not in YBS.
Useful information. Presumably when N&P savings ceases to exist (from 9th July 2018), all regular savers will be, or will become, YBS ones anyway. I'm surprised they are being so strict on the rules at YBS branches given the N&P brand is dying.0 -
Virgin RS4 matures tomorrow, what is the odds on them getting it right this time :eek:0
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