Basic Bank Account Thread

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  • wrangler5
    wrangler5 Posts: 100 Forumite
    Got my letter from Coventry today. I just needed to sign the application then return it with a cheque to start my account balance with.
  • craigmc
    craigmc Posts: 121
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    They must have confirmed my ID electronically, I applied and have just received a VISA DEBIT card, no other paperwork has arrived though!
  • wrangler5
    wrangler5 Posts: 100 Forumite
    Got my account number & sort code from Coventry Building Society. Just waiting for the card now.
  • My Coventry card arrived today, and rather snazzy it is too!! :-)

    Now the next question.. Is this a "proper" visa debit card, Or just a rebadged electron a la Coop bank??

    James

    IVA Payments Coutdown -
    IVA completed!! Now the cleanup begins!:D
    Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
    Sim Only Contract with T Mobile
    All adding little green ticks to my credit file :D
  • Try it in pay at pump.

    My lloyds visa debit gives me 100 fuel whether or not I have cleared funds so it offline card.

    Mt rbs (non highline) cash plus visa debit only offers me £60 subject to there being at least 60 there when it checks. This how I tell the difference unless someone can tell me I am wrong.
  • book12
    book12 Posts: 2,557 Forumite
    jsmith9156 wrote: »
    My Coventry card arrived today, and rather snazzy it is too!! :-)

    Now the next question.. Is this a "proper" visa debit card, Or just a rebadged electron a la Coop bank??

    James

    I believe it's a 'full authorisation' VISA debit card (aka VISA debit Electronic NOT VISA Electron). When you pay by card, it will say 'VISA debit'. Barclays, LTSB, Natwest/RBS offer these cards. Therefore, it's not an Electron.

    You can check this website to see if the card number is a VISA debit or Electron: http://www.barclaycardbusiness.co.uk/docs/bin_rules_september_2009.pdf

    Report back to us if it's a VISA debit or Electron after seeing that website.
  • book12 wrote: »
    I believe it's a 'full authorisation' VISA debit card (aka VISA debit Electronic NOT VISA Electron). When you pay by card, it will say 'VISA debit'. Barclays, LTSB, Natwest/RBS offer these cards. Therefore, it's not an Electron.

    You can check this website to see if the card number is a VISA debit or Electron: http://www.barclaycardbusiness.co.uk/docs/bin_rules_september_2009.pdf

    Report back to us if it's a VISA debit or Electron after seeing that website.

    Card comes under the "UK Visa DR Card" column. :)

    James

    IVA Payments Coutdown -
    IVA completed!! Now the cleanup begins!:D
    Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
    Sim Only Contract with T Mobile
    All adding little green ticks to my credit file :D
  • .1xp
    .1xp Posts: 170 Forumite
    Can you put a picture up of the card? ... blank out the numbers etc.
  • .1xp wrote: »
    Can you put a picture up of the card? ... blank out the numbers etc.

    coventrycard.jpg

    James

    IVA Payments Coutdown -
    IVA completed!! Now the cleanup begins!:D
    Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
    Sim Only Contract with T Mobile
    All adding little green ticks to my credit file :D
  • book12
    book12 Posts: 2,557 Forumite
    Nice card jsmith.

    What's the first 4 digits of the card? As you know each bank is different.
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