sarahevie's single quest to mortgage freedom
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Keep going x
Thanks for the support, will always keep plodding, think over the last 7 years that's the one thing I can say I've achieved:D:)HOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0 -
Be proud
It's funny how as adults you always say to kids 'you should be very proud' and 'I'm so proud of you for x/y/z whatever' but I think it's equally important to keep thinking it as adults from a self worth point of view.HOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0 -
End of the month and savings £1400 still in tact. £703 in current account ready for BTL mortgage:j:j:j
Money in
£665.50 - job 1
£450 - Maintenance
£450.63 job 2
£18.63 - Tutoring
£193.40 - Child benefit
Total - £1778.16
Money Out
Mortgage £136.66
Gas/electri £77
Water £25
Broadband,mobile, phone £55.01
Utilities total £293.67
Food/cleaning products/supermarket shopping
£218.53
House maintenance
£51
dancing
£6.75
Clothes
£8.55
Petrol
£135.29
Social
£128.85
Cash
£60
Total £902.64HOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0 -
Great news on the end of the month totals :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hoping to carry on with this frugalness until end of June (so four months) if I can I should end up with £5000 in savings which is the aim.HOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0 -
Saving is going really well at the moment. I ALMOST booked another hol for October half term, £584 for a week in Spain for the four of us. Couldn't bring myself to as savings only at £1400. Still no tenants in the BTL but I am trying to live a little.
Going to the cinema with two friends and kids on Friday, 9 of us in total. Will be brilliant but it's costing 37 for the cinema alone for me and my three, who knew these things were so expensive!!HOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0 -
Just catching up on your diary. It must make such a difference not being at school fulltime, in terms of the pressure of planning, marking and assessment etc.
Well done on all you have been able to achieve...your diary is inspirational.paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
2024 savings challenge £5/£2000 EF £140. Savings 2 £30.00. Weekly savings envelope #170 -
Such great totals - I agree, your diary is inspirational0
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Honeysucklelou2 wrote: »
Well done on all you have been able to achieve...your diary is inspirational.
thanks so much, it isn't inspirational really, I was just conditioned from a very early age to not want *things* and I never really have. I also had pretty great role models in that my mum and dad left work in their early forties through frugal living and I always wanted the same.
It was really hard as a teenager living on £10,000 per year, when dad left work, and just had his private pension to live on, but 15 years on it was the right decision.
My DD1 is the complete opposite, but I don't think she'll waste money she doesn't have, so I don't worry about debt as such.HOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0 -
Had a spendy day yesterday for me. Went to costa with a friend £4.60, was very costly as drove 35miles to see her but she is my oldest friend and was able to catch up with two family members at the same time.
To compensate took the kids for a walk after school. I make the kids walk everywhere to save on petrol but they are all very fit and active. Had swimming and brownies last night for the children. I did an extra 5 hours at job 2.HOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0
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