Student Loan debt - statue barred?
FutureGirl
Posts: 1,252
Forumite
in Loans
I've received a letter this morning from CCS regarding a student loan I took out with SFE.
According to the letter I owe them £1,990. This is, apparently because I was given a grant for this figure, but should have been a loan. They then apparently paid me the loan as well.
I have checked back through my notice of entitlement letters and can see that in 2011 that I was indeed told about this back then. However, I was receiving letters every few days with a new entitlement amount from them part way through the year where they could never quite decide how much I was entitled to, so I never actually knew how much I was supposed to have received, and whether it was a loan or grant.
Anyway, they're now chasing me some 9 years later. This £1990 figure is NOT included in my online student finance account that I re-pay via my salary.
Could this debt be statute barred? I have never made any payments towards this debt and, as far as I'm aware, do not remember speaking with SFE / anyone else acknowledging it.
According to the letter I owe them £1,990. This is, apparently because I was given a grant for this figure, but should have been a loan. They then apparently paid me the loan as well.
I have checked back through my notice of entitlement letters and can see that in 2011 that I was indeed told about this back then. However, I was receiving letters every few days with a new entitlement amount from them part way through the year where they could never quite decide how much I was entitled to, so I never actually knew how much I was supposed to have received, and whether it was a loan or grant.
Anyway, they're now chasing me some 9 years later. This £1990 figure is NOT included in my online student finance account that I re-pay via my salary.
Could this debt be statute barred? I have never made any payments towards this debt and, as far as I'm aware, do not remember speaking with SFE / anyone else acknowledging it.
0
Comments
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FutureGirl wrote: »I've received a letter this morning from CCS regarding a student loan I took out with SFE.
According to the letter I owe them £1,990. This is, apparently because I was given a grant for this figure, but should have been a loan. They then apparently paid me the loan as well.
I have checked back through my notice of entitlement letters and can see that in 2011 that I was indeed told about this back then. However, I was receiving letters every few days with a new entitlement amount from them part way through the year where they could never quite decide how much I was entitled to, so I never actually knew how much I was supposed to have received, and whether it was a loan or grant.
Anyway, they're now chasing me some 9 years later. This £1990 figure is NOT included in my online student finance account that I re-pay via my salary.
Could this debt be statute barred? I have never made any payments towards this debt and, as far as I'm aware, do not remember speaking with SFE / anyone else acknowledging it.
Income contingent student loans are exempt from being statute barred.0 -
I was under the impression that a grant overpayment was not exempt from the Limitations Act?
It wouldn't be paid back usually as it's a grant, not a loan. And secondly the overpayment isn't taken out of my wages like a usual student loan. It's an actual 'debt'.0
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