New Journey

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  • System
    System Posts: 178,077
    Photogenic Name Dropper First Post
    Community Admin
    I have started a shiny new spending diary , it makes me think more about what I have spent. Feel like I have started to think the right way.
  • Bobarella
    Bobarella Posts: 10,824
    Savvy Shopper! I've been Money Tipped!
    Forumite
    Good for you Cumbria lass. It is a process definitely.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Good luck :)
    £15900 loan (including interest) over 3.5 years to pay off...can I do it sooner???
    £940/£15900

    Weight loss 0/28 lbs
  • System
    System Posts: 178,077
    Photogenic Name Dropper First Post
    Community Admin
    Back in work today, lunch packed , dinner defrosting for later. Back to the gym which I use regularly, will probably be busy with all new people carrying out there New Years resolution.

    Definitely a no spend day , one of many I hope.
  • Allotrope
    Allotrope Posts: 158 Forumite
    I follow Dave Ramsey's rules (google 7 baby steps money makeover)

    The first 3 (and you do them consecutively)
    1. save £1000 emergency fund
    2. Pay off debt by snowballing
    3. Save 3-6 months expenses as an insurance policy.
    M
  • System
    System Posts: 178,077
    Photogenic Name Dropper First Post
    Community Admin
    Thanks Allotrope, will,look at this.
  • System
    System Posts: 178,077
    Photogenic Name Dropper First Post
    Community Admin
    No spend day , been to the gym , enough food left for tomorrow's tea. Happy Days ��
  • System
    System Posts: 178,077
    Photogenic Name Dropper First Post
    Community Admin
    Spent the evening sorting out all my new accounts for my savings and spending. Payday not till the 18th so will have to wait to get started.

    Which survey sites are the best ?
  • Opinion outpost.co.uk

    One poll.com

    Powerofopinions.co.uk

    ISAY.COM

    Uktoluna.com

    Globaltestmarket.com

    Too name but a few have a read of the link below

    http://www.moneysavingexpert.com/family/make-money-surveys
    Cashback Earnings YTD £46.04 Survey Earnings YTD £182.66
    "Always always train, be the best version of you that you can physically be"
  • System
    System Posts: 178,077
    Photogenic Name Dropper First Post
    Community Admin
    Bookmarked the thread will read . Thank you
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