Barclays #sigh

Annie35 · 22 February 2019 at 7:18PM

How annoying! Turns out the basic bank account i set up isnt basic enough & now been cancelled after barclays received the OR's letter,, a month later :mad:

Super annoying as I changed my few dds & cb over from Santander ... but Santander don't mind about br at all so I've got to change them all back! Doh!

Anyway, moral of the story don't set up a new account till after you've spoken to the OR :cool:

broaps · 22 February 2019 at 8:34PM

Hi Annie, surprised what you say about Santander as they cancelled my husband's account last September even though he asked if he could change to a basic account. No debts or anything with them so no reason we could understand and the OR wrote to say they had no interest in the account.

Annie35 · 23 February 2019 at 12:29AM

Yeah, My thoughts too really, well they'll prob cut me off next week once their letter lands, something to look forward too eh.

Shall call into nationwide next week & try again

panic_stations · 26 February 2019 at 9:50PM

I had the exact same thing myself, despite being absolutely up front with them about setting up a basic bank account due to impending bankruptcy. Apparently my credit score was "too high". So it all turned into a brief nightmare until they sorted me out with a basic bank account. It was fine in the end, but it was stressful whilst it was happening...

TheGardener · 26 February 2019 at 10:12PM

I have to say I find the Barclays Basic so useful I have kept mine long past the date where I could get a 'normal' account. The only difference between the two I have ever found is the lack of an overdraft facility - which I no longer need and never want

Annie35 · 1 March 2019 at 1:46PM

And Santander have caught up & closed that account now &#55357;&#56838; set up with nationwide this week so fingers crossed I can do my direct debits now &#55357;&#56846;

bradders80 · 1 March 2019 at 8:22PM

If you have serious problems with banks you can get a 'virtual' account with Transferwise or Revolut and make payments from there for things like bills etc. They also give you a debit card.

I've been with Transferwise for ages since I lived in Spain and wanted to exchange money without paying ridiculous fees. They don't even know my address either, that's how easy it is!

Barclays #sigh

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