What, the curtains?

Currently, my debt stands at £13,566.
If I stick only to my £150 DMP and £50 to parents, my debts will be £11,166 this time next year.

Goal 1: By August 2019, get total debt figure below £10,000.
Goal 2: Car paid off (should be done as long as I don't default any payments).
Goal 3: £1000 emergency fund - not to be touched unless it's an emergency.
Goal 4: 50% of days to be no spend days.

So, here's my SOA...I haven't included my second job because that money will (as above) be going towards making an emergency fund.

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 1
Number of children in household......... 0
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 1466
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1466

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 162 Car will be paid off next August. This will then go towards debts.
Rent.................................... 475
Management charge (leasehold property).. 0
Council tax............................. 106
Electricity............................. 31
Gas..................................... 39
Oil..................................... 0
Water rates............................. 20
Telephone (land line)................... 20
Mobile phone............................ 35 Contract ends July next year.
TV Licence.............................. 13
Satellite/Cable TV...................... 20
Internet Services....................... 21
Groceries etc. ......................... 100
Clothing................................ 0
Petrol/diesel........................... 80
Road tax................................ 12
Car Insurance........................... 40 I've actually paid this in full but this is to put away for next years insurance and should also cover MOT costs.
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0 I withdraw my £100 food budget and what doesn't get spent goes into a pot to cover these expenses.
Haircuts................................ 0
Entertainment........................... 18
Holiday................................. 0
Emergency fund.......................... 0
Instant Ink............................. 5
Gym..................................... 25
Total monthly expenses.................. 1222


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0


Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 0........(0)........0
Hire Purchase (HP) debt ...... 1944.....(162)......0
Total secured & HP debts...... 1944......-.........-

Unsecured Debts
Description....................Debt......Monthly...APR
StepChange.....................12155.....150.......0 This is inclusive of 4 different debts that SC deal with as a lump sum.
Parents........................1460......50........0
Total unsecured debts..........13615.....200.......-


Monthly Budget Summary
Total monthly income.................... 1,466
Expenses (including HP & secured debts). 1,222
Available for debt repayments........... 244
Monthly UNsecured debt repayments....... 200
Amount left after debt repayments....... 44

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -1,944
Total Unsecured debt.................... -13,615
Net Assets.............................. -15,559

Hi,
Thanks for the reading and replying!

Contents insurance - I have got contents insurance - I use money built up from my small change bank account (I round up my bills then put the pennies away, like if a bill is £1.50 I can put the 50p away if that makes sense?). It's usually only around £60 and I got £40 back from TCB last year. It's due Christmas time so hopefully I'll have enough put away by then.

Council tax - I do over 10 months because I can then put the 2 "free" months straight into savings/away for Christmas.

Water - I actually pay quarterly but put money away monthly to cover it. £20/month has always been enough and leaves a small surplus incase I have an expensive quarter.

Mobile - I'll definitely be looking at a sim only (at least for a year) once my contract ends. I'll be asking for advice when that moment comes for definite, thanks!

Gym - I've literally just signed up to this. I did shop around, but because I want to swim as well I had much less choice. I used to go to a dance class for £4.50 a week, so my gym isn't actually a whole lot more than this was costing.

Phew, I feel like I'm trying to justify all my expenditures, but I'm really grateful of any and all advice! I've tried to cut down as much as possible from when I started the DMP. It's difficult because now I've finished living off a student loan, I feel like I should have more money to reward myself with but I need to stop that way of thinking as that's partly what got me into this mess to begin with!

I'll update again later with recent spends and plans