60 + property - why?
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I'd hate the old people's ghetto idea because it rubs in the fact that you are getting on; especially when neighbours start dying off.
Don't get me wrong. I loved my job. But I replaced a live in warden (though with 35 hours dedicated to the tenants). Those times are gone. That scheme now has 4 hours per day shared with a massive scheme up the road.
These days you can get warden call systems in your own home as well as visiting support. The main benefit of these places is the communal areas where you can socialise with others of the same age. That might be a plus for some but it would be a negative for me. While you do get some surprisingly active tenants (I could tell some tales!) you also get a lot who peer through net curtains all day taking an unhealthy interest in everyone else's business with all the gossip and backbiting that goes with it.:rotfl:0 -
I was a sheltered housing warden and it would be a cold day in hell before I would move into such a scheme. .....
I think these schemes can work for certain types of people - I'm not particularly sociable so would possibly not benefit so much but a lot of older people love the social aspect of this type of community.
There are good and bad aspects of the traditional live in "warden" but it can be quite a heavy cost to the service charge budget, especially as the rent on their apartment has to be covered as well as their salary. Another factor is that a live in warden can never feel truly "off duty" if they "live above the shop" so to speak, so I would imagine finding suitable candidates prepared to live this lifestyle is not so easy these days.0 -
I think these schemes can work for certain types of people - I'm not particularly sociable so would possibly not benefit so much but a lot of older people love the social aspect of this type of community.
There are good and bad aspects of the traditional live in "warden" but it can be quite a heavy cost to the service charge budget, especially as the rent on their apartment has to be covered as well as their salary. Another factor is that a live in warden can never feel truly "off duty" if they "live above the shop" so to speak, so I would imagine finding suitable candidates prepared to live this lifestyle is not so easy these days.
I resigned when they said they wanted to cut my hours while doubling the responsibility. The scheme now gets just 4 hours per day on weekdays alternating morning and afternoon. But those 4 hours also provide cover for a large higher dependency scheme a mile or so away. So inevitably the person gets called away to that and does not come back. Plus of course every other day the 'morning call' is made from the other scheme which means in reality tenants don't see anyone that day and families and agencies also struggle to make contact.. Social events are of course a thing of the past.
A while back I did enquire about a peripatetic 'scheme manager' post with another agency. I was expected to contact around 70 clients a day across a wide area. In most cases, that would be restricted to the 'Are you still alive?' morning call. Travelling time, paperwork and liaison with other agencies etc meant that very few clients would get any face to face contact.0 -
There are good and bad aspects of the traditional live in "warden" but it can be quite a heavy cost to the service charge budget, especially as the rent on their apartment has to be covered as well as their salary. Another factor is that a live in warden can never feel truly "off duty" if they "live above the shop" so to speak, so I would imagine finding suitable candidates prepared to live this lifestyle is not so easy these days.Signature removed for peace of mind0
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Ten days on my one saga cruise was enough and an eye opener. Many of the (very nice) ladies that I spoke to were from McCarthy and stone properties, ....:D"A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
Ride hard or stay home :iloveyou:0 -
I am thinking about a retirement property near me even though I am not yet 60. The reason being is that they are about £100k cheaper than a similar sized flat in the same area, and I am thinking about having one as a base when I let my house out and go travelling for a year.
I think the problem is though that as you are approaching the age where you might need them, you may not want one because of the idea of it. Because I am nowhere near this yet I have no prejudice about it, but as I got older I think I could easily get one.
When we first moved to this house, we were just about the youngest in the street, and the older ones have now died or moved to a home. But when my daughter asked jokingly the other day if I was now the oldest in the street, my hair stood on end! So I have already started developing my own prejudices!
However, the idea that I could live in the area that I love for £100k less may help me get over my aversion!0 -
I am thinking about a retirement property near me even though I am not yet 60.
http://www.telegraph.co.uk/goodlife/11510002/Should-you-really-buy-a-retirement-property.html0 -
What makes it a retirement property? Is it just a clause that only older people can buy? Or are there also service charges for grounds maintenance etc? Beware of hidden costs
http://www.telegraph.co.uk/goodlife/11510002/Should-you-really-buy-a-retirement-property.html
I am not sure whether only older people can buy, or only older people can live there. I am about to start serious investigation soon. But given that I will both buy and live there at the moment, it would not be a problem. I may rent it out after I have used it for a year, so I will need to check that I can do this.
I also think that there will be a service charge as there may be some sort of warden caretaker.
There is a council run block opposite the block I am looking at and according to one of my ex neighbours who had friends in both blocks, the council run one has far more facilities and back up etc. I would not likely qualify for that one though as I think it is more of a "home" type block, and I am not quite ready for that yet!
I am also investigating how easy it would be to sell.
Thanks for the link by the way. I have just read it and it is very interesting. All part of my research.0 -
Did anyone see those programmes where they put older people from a residential home with young kids and found it improved the residents' mental and physical health? I think it might do the opposite for me ha ha, but the point was made that elderly people mixing exclusively with elderly people is generally not a good thing. That's what would worry me about moving to a retirement set up.
I quite like the idea of community though - especially as I have no close family and am not getting any younger. I go through spates of researching them. This is quite an interesting site
http://www.diggersanddreamers.org.uk/
The proposed Community for Youthful Retirees sounds interesting!
http://www.diggersanddreamers.org.uk/noticeboards/people/message-of-day
But many housing projects seem to be inner city and that's not for me. Plus others are of the nut cutlet yoghurt knitting co-op variety and that's not for me either.0 -
I am also investigating how easy it would be to sell.
Of course, that can also put you in a strong bargaining position: if a flat you fancy has been on the market for a while, it's because it's over-priced ...Signature removed for peace of mind0
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