New The Citibank Club

computerwoman · 31 January 2007 at 1:54AM

Hi leeuk I know what you mean, I was with barclays for 15 years I had the C/A with all the frills until I defaulted on a DD in 2000 when my sister died, I just forget, in shock over my sister and all, but they wouldnt give me anything more than a cashcard, so boo hoo to them they have just lost my custom for good, as I cancelled all my DD's with them yesterday and closed the account, they said you've got 75p left in the bank I said keep it as a tip, lol, so that's them gone, and yes aint it great having the visa back, I sometimes buy things from microsoft and they only take mastercard and visa I dont like using the M/C as you have to pay it back, its my rainy day card, and for emergencys only, so I wonder how many people have joined in the passed 2 months.

cifpower · 31 January 2007 at 3:51AM

PabloNeruda wrote:

I joined a few weeks back via Quidco. The only concern I have is that the £1.00 tracked cashback still hasn't changed to £50.00 even though my account has been active now since around the middle of December.

I asked Quidco about this and got the following response on 18th Jan:

Citibank hasn't yet updated its cashback amounts past the middle of
October, so when they do update their figures your remaining £49 should
track into your account. We're waiting for them to get back to us with
those figures at the moment.

computerwoman · 31 January 2007 at 3:56AM

welcome cifpower and thanks for your post, very useful info on quidco.

Altarf · 31 January 2007 at 7:02AM

I used to have an account with Citibank but found that they were the most useless financial institution I have ever dealt with, by a significant margin. What was staggering was that their dreadful service was not confined to a single aspect of their service, but covered all aspects of their service.

Even when I closed the account they didn't send me the closing balance, their response was "we didn't think you wanted it".

Six months after closing the account when I checked my credit report I found that they had linked my name to an address I had never heard of. Was that fun to sort out.

I would not recommend Citibank to my worst enemy.

My advice to anyone who is thinking of opening an account - Run away now as fast as you can whilst you still have time.

computerwoman · 31 January 2007 at 7:18AM

well thanks for that we will all just have to wait and see as you are the first for a negative, but all posts are welcome positive or not.

less2303 · 31 January 2007 at 8:05AM

I have opened a Citibank account just before christmas. Everything has come through,but not started transferring my D/D's etc yet!

Unfortunately I didnt know about Quidco when I applied!

Some information you may find useful about this account:

1. They do accept discharged bankrupts, and are possibly the only bank to issue a visa debit card to them.

2. If you deposit more than £1500 per month, you get the full facilities, O/D, cheque book etc. If not you still get the debit card.

3. As they have no `High Street` branches, deposits can be made at any Branch of Lloyds TSB I believe, but I think it takes five days for the funds to show.

computerwoman · 31 January 2007 at 8:34AM

welcome less2303 and thankyou for your useful post, I did'nt go for the OD but wish I had now I wonder if I rang them they'd give me one, we can but try.

iceicebaby · 31 January 2007 at 9:23AM

Well I was going to apply for a citbank account but was put off by the £1500 a limit you have to credit your account with each month as I dont have this. So even tho this account IS good I would have not been eligible

less2303 · 31 January 2007 at 9:28AM

You only have to credit that amount to get the OD and chequebook facility.

If you deposit less a month, you just get the visa debit card.

iceicebaby · 31 January 2007 at 9:30AM

Ah right my mistake I must have read the T&C's wrong I thought you had to credit yoyrr account with that to have the account

New The Citibank Club

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