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  • FIRST POST
    • JGUK
    • By JGUK 11th Oct 19, 7:44 PM
    • 205Posts
    • 45Thanks
    JGUK
    Credit Karma / Trans Union
    • #1
    • 11th Oct 19, 7:44 PM
    Credit Karma / Trans Union 11th Oct 19 at 7:44 PM
    Hi,

    Credit Karma and Trans Union's FAQ is a bit sparse;

    These searches;

    Affordability

    Anti-Money Laundering

    Consumer Credit File Request

    Identity Check

    Quotation/Preliminary Search

    Can other lenders see them or is it just me and the person who performed the check?

    I understood that on Equifax and Experian other people can't see the equivalent searches.
    Thanks
    JG
Page 1
    • Willing2Learn
    • By Willing2Learn 11th Oct 19, 8:05 PM
    • 4,629 Posts
    • 4,181 Thanks
    Willing2Learn
    • #2
    • 11th Oct 19, 8:05 PM
    • #2
    • 11th Oct 19, 8:05 PM
    I believe the only type of search seen by other lenders is a credit application search...All other soft searches are not visible...
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    • Ben8282
    • By Ben8282 11th Oct 19, 8:20 PM
    • 3,989 Posts
    • 2,176 Thanks
    Ben8282
    • #3
    • 11th Oct 19, 8:20 PM
    • #3
    • 11th Oct 19, 8:20 PM
    I believe the only type of search seen by other lenders is a credit application search...All other soft searches are not visible...
    Originally posted by Willing2Learn
    I agree with this.
    • JGUK
    • By JGUK 11th Oct 19, 8:37 PM
    • 205 Posts
    • 45 Thanks
    JGUK
    • #4
    • 11th Oct 19, 8:37 PM
    • #4
    • 11th Oct 19, 8:37 PM
    Ah ok cool as the FAQ is very sparse on their file at the moment;

    https://www.creditkarma.co.uk/f-a-q

    So on Credit Karma/TransUnion all of those searches are not visible?

    Equifax/Experian I know soft type searches aren't visible to anyone but Credit Karma/TransUnion are a lot less specific about it.
    Thanks
    JG
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