Virtual Sealed Pot Challenge 2018

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Comments

  • Westie983
    Westie983 Posts: 5,213 Ambassador
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    klbooth wrote: »
    This sounds interesting, how does that work?

    Every time you make a payment, using your Lloyds debit card it rounds up to the nearest £ and put it into your save the change account.

    So it does what this challenge is asking for, automatically.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary
    I;m up to £3.12 so far but have only set up that account & only began to use my card this week.
    I'd like to reach £100 by the end of the year...
    Its going to go towards my retirement, its not much for now but I have so much other big financial things to save for as well.
  • AWPTheo
    AWPTheo Posts: 35 Forumite
    Very boring save this week - £1.12! I was so close to the nearest 10 :(

    Hopefully next week will be a bit more exciting!
    Debts Jan 2018: £0/£1,200 personal loan, £118.29/£605.71 CC/SC Savings Jan 2018: £450
    2018 Challenges: Save £12k in 2018 #72 - £60/£2,400, Virtual Sealed Pot Challenge #17 £15.61/£100
  • klbooth
    klbooth Posts: 221 Forumite
    First Anniversary Combo Breaker
    Westie983 wrote: »
    Every time you make a payment, using your Lloyds debit card it rounds up to the nearest £ and put it into your save the change account.

    So it does what this challenge is asking for, automatically.

    Westie983

    Oh, that is cool. We don't use the Lloyds account for much but might be a quiet little earner in the back ground. Will investigate further thanks!
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary
    klbooth wrote: »
    Oh, that is cool. We don't use the Lloyds account for much but might be a quiet little earner in the back ground. Will investigate further thanks!

    You do have to switch that system on & have to link it to a savings account, but tell you what , I don't miss that money going out.

    Gives me a bit of a peace of mind that I am saving money as well.
    I only use my Lloyds for my own fun money,
    all money for bills, food shopping is on my Natwest so I can keep the two sperate (I had numerous issues with getting confused about what's spending money and what isn't which is why I now have 2)
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Spreadsheet updated

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Sylar321
    Sylar321 Posts: 59 Forumite
    First Anniversary First Post
    My total on the spreadsheet seems to have disappeared
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Sylar321 wrote: »
    My total on the spreadsheet seems to have disappeared

    Hi Sylar321

    I can see a total of £6.03 on the spreadsheet.

    I have your totals so far as:

    0.83 on 6th Jan
    4.97 on 13th Jan
    0.23 on 18th Jan

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Sylar321
    Sylar321 Posts: 59 Forumite
    First Anniversary First Post
    Westie983 wrote: »
    Hi Sylar321

    I can see a total of £6.03 on the spreadsheet.

    I have your totals so far as:

    0.83 on 6th Jan
    4.97 on 13th Jan
    0.23 on 18th Jan

    Westie983

    I can see the total now. Not sure what happened but it was blank when I last looked.
  • Kim_13
    Kim_13 Posts: 2,402 Forumite
    Name Dropper First Anniversary First Post Photogenic
    TSB also offer Save The Change, for anyone that might have an account with them but not with Lloyds.
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