Debt Payment Plan (DAS) PCP car finance

bbelt · 9 August 2017 at 3:32PM

Just entered into a debt payment plan under DAS in Scotland.

My vehicle is on PCP (not included on plan) and the PCP agreement ends next year. Will i just have to hand the vehicle back? or is there any chance I may be able to get a new vehicle and carry on with monthly payments?

Need a vehicle for work.

bbelt · 14 August 2017 at 9:55AM

can anyone shed any light?

hmg92 · 5 September 2017 at 2:23PM

I'm currently in a DAS which is due to end in Feb 18, we've not long had a baby and our current car (non financed) is just far to small! We need a new car but would need to take it on PCP just wondering if you know if this is available while in a DAS

coolcait · 6 September 2017 at 12:21AM

hmg92 wrote: »

I'm currently in a DAS which is due to end in Feb 18, we've not long had a baby and our current car (non financed) is just far to small! We need a new car but would need to take it on PCP just wondering if you know if this is available while in a DAS

Hi

Congratulations on the new baby!

Here's a link to the reply I gave to bbelt on the 'Ask a StepChange counsellor' thread. The same approach goes for your situation.

Good luck!

Forgot the link... D'oh. Here it is now http://forums.moneysavingexpert.com/showpost.php?p=72986974&postcount=1152

nomoneytoday · 10 September 2017 at 3:54PM

Presumably once the PCP goes back, you'd be looking at a cheaper car, in the same way as if there wasn't a new expensive vehicle on your drive at the start of the plan?

Debt Payment Plan (DAS) PCP car finance

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