NST January: Health, Wealth and a Life Well Lived

Hi all turtles :j

Still not on it as back still bad, did manage to do a bit but not as much as I should have. If it doesn't get significantly better by tomorrow I will make an apt with physio, always supposing he has spaces.

Janus So this is a time to look forwards - where do you want to be in 12 months from now? I would like to have the house much clearer. 5 years? House completely clear & clutter free, DD settled in her own home. 10 years? Spending half the year in Ireland, half here


Activity. This is a BOGOF one. Take up a new hobby or resurrect a new one. Have lapsed crochet in favour of knitting, will resurrect. Also, only currently do TV knitting (no need to concentrate). Will make time to do more complex things when not watching the box. Still just doing the TV knitting & tbh not much of that. DF was very pleased with her socks, which makes the knitting worthwhile I think.

ALSO, be active. Keep moving. I will make an effort to keep moving, tried to get family interest in a walk today but no go...will work on this. Was as active as I could be at CS but no other walking..more like hobbling today sadly


Non-negotiables:
-18 NSDs (if not, why not?) 2/18 NSD today.

-your budgets are set by the start of the month and are fixed. Nearly - think I will say £250 for us & all animals, should not need near this amount so all saved will go to another project. No shopping today, all food from stores..

-£5 to foodbank / charity Will do this week. Tried to purchase something from charity, held up by website, will investigate. Still ongoing

-pay money to your debts FIRST - do not wait to see how much is left at the end - and live within your budget Do not have debt but have a cc paid off in full each month, which gives vouchers I use at Christmas. Has been a v spendy month, will cut down as much as possible. Still a WIP

-meal plan Got up really late as disturbed night with storm & back pain, Did make soup when I got up though, was tasty & some leftovers for tomorrow. Supper was HM calzone using wraps chips for DH & SP chips for me (& DD who came round after work)

Unabashed, unambiguous, unconditional, undaunted, undivided, unerring, unshakeable devotion to your goal(s). [more on this later]


Always plan your meals; always take a shopping list; always take your lunch to work and drink + snacks when out and about; avoid all coffee shops, vending machines, work canteens... Making shopping list for tomorrow now, don't work outside the home but do a bit of voluntary work. Deviated a bit from shopping list, but not much, took fruit to work & get free brews..Don't drink coffee & never go in coffee shops..will try & take snacks, drink when out & about..


Reduce, re-use, repair, re-gift, recycle, recover, refuse! And read. Got more books from CS to add to the stash but will return once read. Only read when in bed so takes awhile to get through

You are the key to reducing your debt, living modestly, keeping as fit and well as you can. So look after yourself - physically, spiritually, mentally and emotionally. Determined to look after myself & pamper a little each week, have already had a face pack yesterday, need to do things for myself instead of being a in constant rush doing stuff for family..No chance to get into greenhouse today as friend always comes on Wednesday for a cup of tea & natter. It did take care of me though, as she can read - although rusty - Cyrillic script so is helping me decipher the bags of my dads letters from his family going back 60+years


I want to re-introduce Bob's s t r e t c h challenge for January: how much extra can you earn / save off your food shop / move / remove. Plan to eBay lots of stuff, watch this space Nothing done yet


Would joining the 1% thread help you? Or the MFW for 2018? Or the pay off all your debts by xmas18? Does reading mrmoneymustache or frugalwoods inspire you? Have joined Frugalwoods challenge already & will be interested to see how it pans out. Have been on MMM & introduced his philosophy to DH, applied the principles so we are now MF - wish we had done it years ago, wasted so much time/money etc. in the past..

Hope you’re okay after that mothernerd. Some people are seriously creepy.

Yesterday was a NSD - 2/18

Took lunch to work this week so far, no trips to coffee shop!

Have hit 10,000 steps a day so far this year!

Will update properly tonight

Good morning. Another early day in work (wish I always could just take my self from bed to work in 40 min, rather than the 1h50 it takes with kids and OH).

Today should be SFD number 2, hopefully make it to the gym, salad for lunch 1 and leftover stir fry from dinner for lunch 2.

Catch ya later

1SmallStep - I don't travel by train often so I am always horrified by the prices but hearing what people pay annually the last couple of days is just awful - particularly for people travelling into London for jobs with a regular salary.

I am taking the kids out today - in the rain - we are going to a cute town nearby, it is a very arty, indy type of town which we love. Will buy a bag of chips to go with the picnic I am taking, we aren't scared of a January picnic in this family.

Did the grocery shop last night and had a £9 off a £60 spend, got to the till and had only spent £53.91, it would have been silly to just lose the voucher so to much tutting I had to dash off and top up the spend, I got three meat products for the freezer which will be used in the next few weeks.

1SmallStep wrote: »

Mothernerd, sorry about that man! You sound like you handled it perfectly but grrrr that this type of thing happens. I hope the next person he propositions is as strong!

I hope the next person he propositions has a cattle prod......I know where I would like to prod it! Seriously Mothernerd well done you in the way you handled that but please consider reporting to police......He may have done it before and is known to police and will no doubt try again and the next person may not be as strong as you.