Budgeting app

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balfie33
balfie33 Posts: 5 Forumite
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in Budgeting & bank accounts
Hi everyone,

I need to find a (free) app to use on my mobile (android if that makes a difference!) for budgeting and managing my money.
Can anyone recommend one please?
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  • No_6
    No_6 Posts: 835 Forumite
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    if you would have done a search on this topic
    you would know what to go with...….
    have another search
  • mortgageFTB
    mortgageFTB Posts: 249 Forumite
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    Ones I’ve tried and like:

    Cleo AI (more tracking)
    YNAB
    Yolt
    Emma
  • thomasca
    thomasca Posts: 13 Forumite
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    Maybe an excel spreadsheet is all you need? Most of the good ones are paid and others want pictures of you drivers license and passport.....
  • Zero_Sum
    Zero_Sum Posts: 1,567 Forumite
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    Do you have an actual computer?
    If so, download MS money
  • Caraway90
    Caraway90 Posts: 134 Forumite
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    I use "spending," I've had a look and there is "Budget Mode" I can't comment on how good that feauture is, but for tracking spending I think the app is great.
    FTB 2017 :D
  • No_6
    No_6 Posts: 835 Forumite
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    how many accounts are you using ?
    bank accounts, yours, joint, savings, etc

    what do you want to monitor ?
  • tempus_fugit
    tempus_fugit Posts: 1,189 Forumite
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    Monitoring is not the same as budgeting though. Monitoring is keeping track of what is spent, i.e. after the event, and budgeting is setting what is available to be spent, i.e. proactive. The only app I have come across that does that effectively is YNAB, but it's not free of course.
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
  • eskbanker
    eskbanker Posts: 31,062 Forumite
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    tempus_fugit wrote: »
    Monitoring is not the same as budgeting though. Monitoring is keeping track of what is spent, i.e. after the event, and budgeting is setting what is available to be spent, i.e. proactive. The only app I have come across that does that effectively is YNAB, but it's not free of course.
    Trouble is, those who are bizarrely fixated on MS Money have to keep rewording questions to try to fit them to the (wrong) answer.

    Hence:

    Q. Any ideas for budgeting apps usable on Android?
    A: What's that you say, you want to monitor accounts using a Windows PC? How about MS Money....

    :wall:
  • onwards&upwards
    onwards&upwards Posts: 3,423 Forumite
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    If anybody finds an app that can do everything YNAB does but is free please let me know!
  • balfie33
    balfie33 Posts: 5 Forumite
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    No_6 wrote: »
    if you would have done a search on this topic
    you would know what to go with...….
    have another search

    Sorry do you mean searching on this forum? I am new here, not sure how to do this but will go have a look. Thanks for your help.
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