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    • Leon1971
    • By Leon1971 11th Jan 19, 12:17 PM
    • 1Posts
    • 0Thanks
    Credit Card Applications
    • #1
    • 11th Jan 19, 12:17 PM
    Credit Card Applications 11th Jan 19 at 12:17 PM
    Hello Forum,

    I have three credit cards with which i juggle around to service my debt and hopefully pay minimal interest on. The cards being Santander,MBNA and Tesco. The issue that i have is that i work part time and want to apply for a better card that provides lower fees and a longer period to pay off some of the debt. The debt is quite large, but my part time earnings cover the mortgage and credit card payments, so have a good credit score but seem to be unable to get great deals because my earnings are less than the debt. Any ideas anyone.
Page 1
    • BoGoF
    • By BoGoF 11th Jan 19, 12:22 PM
    • 4,003 Posts
    • 3,467 Thanks
    • #2
    • 11th Jan 19, 12:22 PM
    • #2
    • 11th Jan 19, 12:22 PM
    Until you pay some debt off you are pretty much stuck.
    • Willing2Learn
    • By Willing2Learn 11th Jan 19, 12:23 PM
    • 2,567 Posts
    • 2,107 Thanks
    • #3
    • 11th Jan 19, 12:23 PM
    • #3
    • 11th Jan 19, 12:23 PM
    What are the current card limits?
    What are their balances?
    What is your annual salary?
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    • onlyfoolsandparking
    • By onlyfoolsandparking 11th Jan 19, 1:31 PM
    • 722 Posts
    • 958 Thanks
    • #4
    • 11th Jan 19, 1:31 PM
    • #4
    • 11th Jan 19, 1:31 PM
    You will only find out if you apply for a new card, you should of course do an eligibility check to find out which card you potentially have the best chance of getting but nothing is 100% certain until you apply.
    The real meaning of life is the pursuit of happiness and avoidance of pain
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