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  • FIRST POST
    • Stupidquestions
    • By Stupidquestions 10th Jan 19, 8:28 PM
    • 1Posts
    • 0Thanks
    Stupidquestions
    Car insurance payment confusion
    • #1
    • 10th Jan 19, 8:28 PM
    Car insurance payment confusion 10th Jan 19 at 8:28 PM
    I have 2 stupid questions about changing car insurers that I probably should know but I don't.

    One : if I change insurers, can I take my no claims with me? So If I've acquired 1 years no claims as I haven't had an accident, can I take that with me to a different insurer? (I'm not talking about protecting my no claims as with my insurance I can't do that until year 3 apparently)

    Two: changing insurers and payment. So I currently pay at the end of every month (30th)but would love to change it to the 1st of every month. My insurance doesn't end until the 6th February. Meaning I have to pay for January's insurance on the 30th, then if I change insurance and start a new year in Feb and want to start payments for the 1st, I have to pay again 1/2 days later on the first?

    I can't see it working any other way.
Page 1
    • keith1950
    • By keith1950 11th Jan 19, 12:48 PM
    • 2,560 Posts
    • 1,156 Thanks
    keith1950
    • #2
    • 11th Jan 19, 12:48 PM
    • #2
    • 11th Jan 19, 12:48 PM
    If you are going to a different insurer and paying by installments you would normally pay a deposit ( covering the first and/or second months ) so you could select to pay the first "instalment" on the first of march !
    In relation to the other question just provide your proof of NCB to your new insurer.
    • keith1950
    • By keith1950 11th Jan 19, 12:53 PM
    • 2,560 Posts
    • 1,156 Thanks
    keith1950
    • #3
    • 11th Jan 19, 12:53 PM
    • #3
    • 11th Jan 19, 12:53 PM
    In addition....surely if you insurance ends 6th February your last payment would be in early January ? 🤔
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