Motability
emily_jackson
Posts: 1,695 Forumite
Having recently passed my driving test, I'm going with my husband to look at cars under the Motability scheme next week (my husband receives the higher rate of mobility in his PIP). I was under impression that the mobility component of the PIP covered the cost of the scheme, however I was told by someone today that some cars require a deposit, is this true? If so, does that mean you can't lease a new car without a deposit?
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It depends which car you choose.
Take a look here.
https://news.motability.co.uk/scheme-news/latest-prices-for-motability-scheme-customers-january-2018/0 -
Thanks for the link, so is it in general the smaller the car the less the cost? Is there a particular car company that provides a wide range to look at, or are they all around the same? We're not looking for a particularly large car0
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emily_jackson wrote: »Thanks for the link, so is it in general the smaller the car the less the cost? Is there a particular car company that provides a wide range to look at, or are they all around the same? We're not looking for a particularly large car
You can use the Motability search function to identify which cars are on the scheme which suit your needs....
https://www.motability.co.uk/cars-scooters-and-powerchairs/search/Its amazing how these banks can't even do simple calculations correctly..............0 -
As you say smaller cars usually have smaller depossits but not always.
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The advanced payments used to change every three months. I'm not sure of that is still the case. Every quarter, there would be a change in some of the APs required.
I currently drive a Skoda Yeti, which is probably bigger than you need, but it suits and had a £95 AP. Other, smaller cars from different dealerships had larger APs and were not as suitable for our needs.
It's worth looking round, having a tesst drive, and asking questions. Generally speaking, once you have the car, you have it for three years, so it's important to get a car that is suitable and that you are comfortable with. If you do need to send your car back before the three years, and that is only allowed in specific circumstances, your AP is refunded pro rata to the time you have had the car.0 -
Something that I have always wondered about with Motability cars - what happens if you are reassessed as no longer being eligible for a car ?
Do they allow you to break a contract half way through it - or do they expect continued payment ?0 -
Something that I have always wondered about with Motability cars - what happens if you are reassessed as no longer being eligible for a car ?
Do they allow you to break a contract half way through it - or do they expect continued payment ?
You have to hand it back. The money comes direct from DWP to Motability. So once it stops they want the car back. I think you can purchase the car but not 100% sure0 -
If a car was handed back early for a valid reason would you still have to pay for the car or would mobility payments be reinstated.0
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You mean if the reason isn't that you've lost your benefit entitlement?
You can, with a valid reason, ask them to terminate the contract early. I did, I used Motability for 15 years, but it reached a point where it was no longer the best solution for me, I had a car that I could barely use because of the insurance restrictions and RSA's difficulty in handling anything but their 'standard client'.
I ended my last contract a year into it (they're 3 year contracts) and Motability were absolutely fine about it, and very helpful. Once you return the car the PIP mobility payments are reinstated to you0 -
If your condition changes and you are no longer able to drive they take the car back, no payments due.Do I need it or just want it.0
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