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  • FIRST POST
    • MSE Helen Saxon
    • By MSE Helen Saxon 16th Mar 16, 5:06 PM
    • 75Posts
    • 44Thanks
    MSE Helen Saxon
    Lifetime ISAs guide
    • #1
    • 16th Mar 16, 5:06 PM
    Lifetime ISAs guide 16th Mar 16 at 5:06 PM
    Hi!

    This is the discussion thread for the



    Click reply below to discuss. If you haven't already, join the forum to reply.


    Thanks folks,
    Last edited by MSE Andrea; 14-05-2018 at 1:33 PM.
Page 84
    • Alexland
    • By Alexland 17th Jun 18, 2:02 PM
    • 2,544 Posts
    • 1,928 Thanks
    Alexland
    Can you use LISA to Staircase on a shared ownership?
    Originally posted by Somerset La La La
    No, because you would already own an interest in (the) property.
    • Somerset La La La
    • By Somerset La La La 17th Jun 18, 2:16 PM
    • 544 Posts
    • 169 Thanks
    Somerset La La La
    No, because you would already own an interest in (the) property.
    Originally posted by Alexland
    Thanks Alex - I feared that may be the answer but couldn't find it definitively.

    Bit of a pain, given that it's still the "first" property!! But understandable.... as all kinds of awkward scenarios then may play out - e.g. buying 50% of a 400k home that then rockets to 500k and you can't buy the other 50% out of a LISA etc.

    Ah well.... wait a bit longer to max the bonus up from the current few k in April, or do without.... decisions decisions!
    • Alexland
    • By Alexland 17th Jun 18, 2:23 PM
    • 2,544 Posts
    • 1,928 Thanks
    Alexland
    Ah well.... wait a bit longer to max the bonus up from the current few k in April, or do without.... decisions decisions!
    Originally posted by Somerset La La La
    If you are 'just about there' in terms of your deposit savings the most important thing is to find the right property rather than trying to get the timing right to maximize the bonus and potentially end up with the wrong property.

    Alex.
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