Paypal Direct Debits

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  • BodyMilk
    BodyMilk Posts: 10 Forumite
    Westie983 wrote: »
    Its been removed hence the message.

    You will need to use PayPal to pay for something then the DD will still come out.

    You can no longer pay PayPal account via DD using the app or the website.

    I think they have cottoned onto people using it for DD (maybe)

    Westie983
    So, if I use the "send money" option to pay someone and have a zero balance on my PayPal account then it will work as a DD?
  • Westie983
    Westie983 Posts: 5,213 Ambassador
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    BodyMilk wrote: »
    So, if I use the "send money" option to pay someone and have a zero balance on my PayPal account then it will work as a DD?

    Yes, takes a few days to debit but they get the money instantly

    Westie983
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  • Wilma33
    Wilma33 Posts: 681 Forumite
    I contacted PayPal about this today and they said it was due to "internal security systems". Hmmm.
  • ceredigion
    ceredigion Posts: 3,709 Forumite
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    Westie983 wrote: »
    Yes, takes a few days to debit but they get the money instantly

    Westie983



    I noted the timings for debit and credit as well. Now am i the only one that has contemplated going from sending £5 to £5000.
  • Rosie1980
    Rosie1980 Posts: 149 Forumite
    First Post First Anniversary Combo Breaker
    At least all these changes are coming at the same time, I can plan my new bank account set up if I know what I am dealing with.
  • stphnstevey
    stphnstevey Posts: 3,224 Forumite
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    So sending money to someone works as DD still?

    Can you do this on more than one bank account?
  • MarkFromCornwall
    MarkFromCornwall Posts: 885 Forumite
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    stphnstevey wrote: »
    So sending money to someone works as DD still?

    It's worked for me a few times recently. Only using the mobile app - the functionality has been removed from the website. Someone suggested that Paypal only allow you to use the DD facility if you have recently used your Paypal account to pay for something. I don't know if that's true but it's plausible, ie. it could explain why it sometimes works for me but not always.
    stphnstevey wrote: »
    Can you do this on more than one bank account?

    Yes - I've done it recently with two bank accounts.
  • 18cc
    18cc Posts: 2,120 Forumite
    If you have a zero Paypal balance and a linked bank account, and you pay for something with Paypal (eg buy something on eBay), the payment is direct debited automatically from your linked account. It used to be called an e-cheque, and the seller would have to wait until the DD payment arrived and then Paypal would forward the money to them. Not sure how long the seller waits these days.
  • ericpode
    ericpode Posts: 356 Forumite
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    My partner buys things occasionally from ebay, and the payment gets taken by paypal from her Santander current account via a DD.

    She's now considering closing the Santander account (to escape the £5 monthly fee).

    But will it be possible to change the Paypal direct debit to a different current account if all the DD controls in the paypal control panel have disappeared?

    Is she going to lose the DD funding mechanism if she closes the Santander current account?

    In general, are we all stuck with existing current accounts if want to avoid losing the DD mechanism?
  • Zanderman
    Zanderman Posts: 4,683 Forumite
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    ericpode wrote: »
    My partner buys things occasionally from ebay, and the payment gets taken by paypal from her Santander current account via a DD.

    She's now considering closing the Santander account (to escape the £5 monthly fee).

    But will it be possible to change the Paypal direct debit to a different current account if all the DD controls in the paypal control panel have disappeared?

    Is she going to lose the DD funding mechanism if she closes the Santander current account?

    In general, are we all stuck with existing current accounts if want to avoid losing the DD mechanism?

    As far as I'm aware Paypal's DD system is still their standard for paying for purchases (other than drawing on a debit or credit card)

    The worrying in this thread is, surely, about people trying to draw cash from their banks into Paypal just to make a DD, not people buying something with Paypal, which, if from a bank account, must be via DD.

    So Paypal should allow you to set up another DD from another account.
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