MSE Poll: Do you have a joint bank account with your partner?

I've been with my husband for over 20 years and our situation is possibly a little different to others. I work full time and earn the money, he does the harder job of being a full time Daddy but with no pay.

We have a joint bank account for everything. I tell him repeatedly that since he's the one with the harder job, every penny I earn, he's earned (and more) and therefore should feel entitled to use it how he sees fit. What works really well for us however is that we have the same attitude to money, we like saving, paying off the mortgage and are bargain hunters so I trust him completely with every penny I've ever earned.

Yes, although it's in addition to our own personal accounts, not instead of.

All joint regular monthly payments (mortgage, insurance, council tax, utilities, Sky) come out of the joint account and we both transfer a set amount each month into the joint account to cover them.

All other expenditure comes from our own accounts and we don't have a joint credit card either.

I chose the "joint for bills" option as closest, but it's not really representative, as our joint account is the main one (but only joint account).
We also keep savings accounts, and separate current accounts. But salaries etc all go through the joint one.

I do think having a joint account for bills and seperate account for personal use is the best idea.

However, there needs to be some ground rules and both to be aware of what's going in and what's going out.

Had a joint account with my ex that was only supposed to be for bills and grocery but he would occasionally use it then not replace the money. He also had a much more expensive taste than me which I sort of begrudged having to pay for when I wasn't eating any of it and he earned more than me (despite me working more hours). Finally, and most importantly, when we separated he took all the money from it even though there was clearly transactions showing half of it was deposited by me. Unfortunately, there's no proving whose money is whose and what the money is for, so nothing can be done if that happens.

I have a partner but we don't live together. I earn and he's a student so separate bills and bank accounts. We don't really keep track of who pays what when we're together - we tend to take it in turns in a "you paid last time so I'm paying this time". Not sure yet the best option for when we do move in together - really don't want money to become an issue in this relationship. His parents are from a culture where the women don't work and the men provide so I think he would want to share our income or at least pay more (as he will definitely earn more) but that's a few years off.