Ageas/RIAS - Excess Protection

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Hi,

I am looking at quotes and had a question re Excess Protection with RIAS/Ageas.

They offer this for £30 to cover up to £300 of excess. I have a fairly premium car so lowering the excess to my desired level is pricey. However, I have noticed that increase the excess from my desired level by £300 saves me far more than £30 in premium.

Is there any catch (that I must be missing) to taking such an approach. Is there circumstances where I may end up paying the excess without it being covered by the Excess Protection policy (sold and underwritten by Ageas)

Thanks in advance

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  • csgohan4
    csgohan4 Posts: 10,587 Forumite
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    What does the T+Cs mention in regards to the excess protection, when they won't protect it for example?
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
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