The Debt Free Roll Of Honour

The date of your lightbulb moment - January 2006

Debts at their highest - £11275.42

Debt-Free Date - 9th December 2013

Your one pearl of wisdom - Its not a bargain if (a) you didnt already NEED it (b) you pay on a credit card which then charges interest!

Which forum threads helped you - Lots: coupons, Old style moneysaving, utilities, debt free diaries, freebies & competitions

The date of your LBM - June 2010.

Debt at its highest - £11,000.00

Debt Free Date- 30th October 2013.

Your one pearl of wisdom - Keep going with repayment no matter how small. Just remember each month of repayment will mean you will owe less and hopefully will never be in that much debt again.

Which forum threads helped - Debt free diaries was the main one, even when I had bad months it gave me hope and made me aware others where in the same position as me. Old style money savings, the old ways are the best.xx

Well Done everyone :T

I have been debt free since May 2013.

Total amount of debt approx £12,000

I joined MSE October 2012, my sister in law told me about comping so thought I'd give it a go.

I didn't win a single thing for 3 months, my first win was a beautiful wedding cake worth £895, Samsung Galaxy S4, Coffee Maker worth £450, weekend away at Yarlington Yurt but in the April 2013 I received a call from a lovely lady at ITV, I had won the FA CUP competition.


I won a £27,000 Astra VXR, £5,000 cash, 2 premier season tickets and 2 VIP tickets to FA Cup final.

My life changed, I paid off my debts, myself and hubby to be (back then) made an appearance on ITV, we got married on 25th May.

We have our worries like any other married couple but nice not to worry about bad debt that was crippling us.

We now budget for the things we want and save like mad. I never want to be in the situation I was in before. I think twice before buying the beautiful dress I will only wear once!!!

2013 has been a wonderful year for us and it's all down to MSE, so thank you so much

Yay!!! Hubby and I did it. Paid off all our debt we defaulted on back in 2008. It has been hard and the road seemed so long back in 2008. But my plan was to always pay it back before I turned 30. Well it was my 30th birthday yesterday and amongst all my birthday cards was a congratulations card from Stepchange. That is us £1013 a month better off. Here's to new beginnings :beer: